316 Financial Savings Bonus: Earn a $250 Bonus

316 Financial Savings Bonus: Earn a $250 Bonus

316 Financial has launched a new nationwide savings account bonus worth $250 and there’s no direct deposit requirement. Instead, you’ll need to maintain a qualifying balance in a new savings account for the required period. The account also currently earns a competitive 4.05% APY. Let’s see how it works.

How to Earn This Bonus

In order to earn this $250 bonus from 316 Financial, you need to :

1. Open a new 316 Savings account by July 24, 2026.
2. Enter promo code CCB during the application.
3. Fund your account with at least $5,000 within 20 days of account opening and maintain a minimum balance of $5,000 for 150 consecutive days.
4. Receive your $250 bonus within 30 days after completing the balance requirement.

Are You Eligible?

• Available nationwide.
• Offer is available to new customers only.
• Customer must not have an existing or prior account with Primis Bank or any of its divisions, including 316 Financial.
• Customers who have previously received a promotional bonus from Primis Bank or any of its divisions are not eligible.
• Limit one bonus per person and per account.

Account Fees

The 316 Savings account has:

• No monthly maintenance fees.
• The account must remain open and funded with at least $5,000 at the time of bonus payout, or the bonus will be forfeited.

Guru’s Wrap-up

This is a straightforward savings bonus that doesn’t require direct deposits or debit card transactions. While tying up $5,000 for 150 days is a longer holding period than some competing offers, the account’s 4.05% APY helps offset that.

If you’re eligible and don’t mind leaving your money parked for about five months, this is an easy $250 bonus from a fee-free savings account.

Bank bonuses are a great way to earn some extra income, often from the comfort of your home. You can take a look at my bank bonus results for 2022 where I made over $6,000. If this bonus is not for you, then you can check our full list of available bank bonuses. You can also access bonuses available in your state by visiting dannydealguru.com/tag/NY-bank-bonus/. Just replace NY with your state or with “nationwide”.

And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.

 Link & Full Details

• OFFER LINK
• Max Bonus: $250
• Account Type: Savings Account
• Availability: Nationwide
• Type of Inquiry: Soft pull
• Direct Deposit Requirement: No
• Other Requirements: $5K deposit/balance
• Credit Card Funding: No
• Monthly Fee: None
• Early Account Closing Fee: Must keep open and funded to receive bonus
• Expiration Date: 7/24/26

HT: Doctor of Credit

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