Chase Freedom Unlimited Rakuten Offer: Up to $90 Back
Rakuten has increased its payout for the Chase Freedom Unlimited card, giving applicants a chance to earn additional cash back or Bilt Rewards points on top of the card’s welcome bonus. The highest payout is available to new Chase customers, while existing Chase customers can still earn a smaller bonus. Let’s take a look at the details.
Offer Details
Rakuten is currently offering an additional bonus for the Chase Freedom Unlimited card:
- New Chase customers: $90 cash back or 9,000 Bilt Rewards points
- Existing Chase customers: $50 cash back or 5,000 Bilt Rewards points
The bonus is awarded by Rakuten and is separate from the welcome bonus offered directly by Chase.
The Rakuten bonus is only available to members who have their Rakuten accounts set to earn cash back or Bilt Rewards points. Those earning American Express Membership Rewards through Rakuten generally will not see these Chase card offers (anymore).
Chase Freedom Unlimited Welcome Bonus
The Chase Freedom Unlimited currently offers:
- Earn a $200 bonus after spending $500 on purchases in the first 3 months from account opening
- No annual fee
- 5% cash back on travel purchased through Chase Travel
- 3% cash back on dining and drugstore purchases
- 1.5% cash back on all other purchases
Guru’s Wrap-up
This is a nice opportunity to stack an extra Rakuten payout on top of the Chase Freedom Unlimited welcome offer. New Chase customers can earn an additional $90 cash back or 9,000 Bilt points, while existing Chase customers can still pick up an extra $50 or 5,000 Bilt points.
The Freedom Unlimited remains one of the best no-annual-fee cards available, especially for those who also have a Chase Sapphire Preferred or Sapphire Reserve and can combine rewards into transferable Ultimate Rewards points. If you’re planning to apply anyway, going through Rakuten is an easy way to get some extra points.
If you’re new to Rakuten, you can also earn a $50 signup bonus after meeting the requirements for a new account. That means a new Chase customer could potentially earn $140 cash back total ($90 from the Chase Freedom Unlimited offer plus $50 from Rakuten’s new member bonus), on top of the welcome bonus offered by Chase.
