Bonds vs FD – Which is a Better Investment in 2026?

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Learn everything about bonds and corporate bonds in India in simple English — what bonds are, why governments and companies issue them, how coupon rate and Yield to Maturity work, how bonds compare with FDs, types of bonds like G-Secs, T-Bills, PSU Bonds and Corporate Bonds, and why credit ratings matter before investing. This video explains how bonds can help diversify your portfolio, generate predictable income, reduce equity market volatility, and manage investment risk better.

0:00 – Bond Market: Bigger Than You Think
1:57 – Need for Bonds
3:03 – What are Bonds
5:15 – Bonds vs FD
6:03 – Types of Bonds
7:15 – Understand Bond Ratings
8:29 – Which Investors Should Consider Bonds

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Research Analyst disclaimer:
Name of the Research Analyst – Cleyon Savio Dsouza
Name of the narrator – Aleena Rais
Report Date: June 12, 2026

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34 COMMENTS

  1. TOP 5 BOND WITH GOOD SAFETY RETURNS 1 SATIN CREDITCARE 10.85 2. FIBE 11% 3. SI CREVA 11.75% 4 NAVIFINSERV 11%. 5 CSL FINANCE 11.50% 6. Keertan fin 11.70% 7 Shareindia A rated 10.70% all are secured bond at STABLEMONEY .. INVESTMENT are subject to Marketrisk❤

  2. One of the most critical points that needs to be highlighted is related to YTM….

    YTM assumes all intermediate interest amounts that one receive will be reinvested at YTM rate which is mostly impractical as market investment opportunities don't offer the same rate every time….so in reality one doesn't earn YTM rate but lesser than the YTM rate over the holding period of the bond

  3. Enjoy daily liquidity on TradeREA – Unlike traditional real estate, you're never locked in—sell your holdings whenever you need cash. Doesn't your money deserve to be as flexible as you are?

  4. BBB rating is best for normal middle class investors…well balances risk and YTM…but not in one company bond. 1 lac spread in 5 each 20 or 10 each 10…if one or two defaults (very rare), even then will be in profitable side getting more than FD.

  5. I have investment in bonds around 10L , which monthly give me 9k around payout , which I invest again in small cap SIP. bonds I found better than the mutual fund. still I will get around 15-17% return yearly with minimum risk.

  6. Share market se 2 month pahle hi sab sell karke bond me invest kar diya monthly payout milta hai bina tension ke .Best app groww,grip investment,wint wealth,golden pi😅😅🎉🎉

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