[CA only] LBS Financial Credit Union $100 Checking Bonus

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Update 6/7/26: Deal is back until June 30, 2026, use Promo Code: Run2026

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: CA only
  • Direct deposit required: Yes, $250 minimum
  • Additional requirements: Use promo code
  • Hard/soft pull: Soft pull
  • ChexSystems: No
  • Credit card funding: Up to $500 (Visa & Mastercard
  • Monthly fees: None
  • Early account termination fee: Six months, bonus forfeit
  • Household limit: None listed
  • Expiration date: December 31, 2020

The Offer

Direct link to offer

  • LBS Financial Credit Union is offering a bonus of $100 when you open a new checking account and complete the following requirements:
    • Use promo code Run2026
    • Set up a direct deposit within 60 days of account opening. $250 minimum

The Fine Print

  • New Membership requires $1 one-time fee and $5 deposit into a Share Savings account.
  • Checking account requires $20 minimum deposit.
  • Member must not have had a checking account relationship with LBS Financial within the last 30 days.
  • Account must remain open and be in good standing.
  • Minimum $100 monthly direct deposit must reflect on account within 60 days of opening. Incentive will be deposited into your Share Savings account within 30 days of the first direct deposit.
  • If the checking account is closed by the Member within six months after opening, we will deduct the bonus amount at closing.
  • Must be opened only at the Marina branch in person or online using Promo Code Marina2020.
  • One incentive per account and household. Member responsible for all taxes on account.
  • Offer good through December 31, 2020.
  • Can be combined with our current loan programs but not good with any other incentive offers.
  • Must be 18 or older to qualify for promotional offer.
  • Promotional offer may be rescinded anytime at the discretion of LBS Financial Credit Union.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Free checking account has no monthly fees to worry about.

Early Account Termination Fee

Account needs to be kept open for six months otherwise bonus is forfeit

Our Verdict

Relatively small bonus but given it’s a soft pull still worth doing for those that have already done bigger bonuses.

Useful posts regarding bank bonuses:

  • A Beginners Guide To Bank Account Bonuses
  • Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
  • PSA: Don’t Call The Bank
  • Introduction To ChexSystems
  • Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
  • What Banks & Credit Unions Do/Don’t Pull ChexSystems?
  • How To Use Our Direct Deposit Page For Bank Bonuses Page
  • Common Bank Bonus Misconceptions + Why You Should Give Them A Go
  • How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
  • Affiliate Links & Bank Bonuses – We Won’t Be Using Them
  • Complete List Of Ways To Close Bank Accounts At Each Bank
  • Banks That Allow/Don’t Allow Out Of State Checking Applications
  • Bank Bonus Posting Times

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