Cardless Eases Its Lifetime Rule
Cardless has long had one of the most restrictive rule of all credit card issuers. They would only allow you to get one Cardless card. And that wasn’t one card at a time. It was one card and that’s it.
The good news is that Cardless has finally dropped their ridiculous one card per lifetime rule, as first reported by Travel on Points. The terms no longer mention the one card rule and Cardless has also confirmed the change by saying that you can get a second card.
But we have learned, thanks to Matt in our Facebook Group, that you can at least have as many as three Cardless credit cards.
Going forward, those wishing to apply for Cardless cards will need to keep these rules in mind:
- The application must be 60 days after your most recent Cardeless card approval.
- The application must be 45 days after a recent Cardless card decline.
- You can only have one Cardless card per brand.
- You cannot already have the same card.
It’s worth noting that Cardless still does not allow product changes, so you can’t downgrade or upgrade a card within the same brand. That is supposed to be an option for Bilt cards at least soon, but has not happened yet.
