Banking

6 Signs a Bank is Rooted in Your Community

Union Bank February 12, 2026Contents:In a time when national banks dominate the headlines, local banks remain the quiet backbone of small-town and...

Measuring banking resilience to adverse outcomes – Bank Underground

Giovanni Covi and Tihana Škrinjarić The ability of the banking system to absorb shocks and continue providing vital financial services is important because it...

Can regulation drive innovation in finance? Lessons from green mortgage products – Bank Underground

Benjamin Guin, Mahmoud Fatouh and Haluk Unal Regulation has been asserted to be a brake on innovation. Prudential rules impose capital, liquidity and disclosure...

Monitoring trade prices in the wake of trade tensions – Bank Underground

Marco Garofalo and Thomas Prayer The US administration raised US import tariffs in April, reigniting trade tensions. This sparked concerns about cheaper exports being...

degenerative for jobs? – Bank Underground

Edward Egan Headlines warn of a looming ‘jobpocalypse’, but the reality is more complex. Rather than simply causing a wave of job losses, the...

Retail investors’ participation in the gilt market – Bank Underground

Sarah Munson and Callum Ashworth In recent years, retail investors’ demand for UK government bonds (gilts) has increased, marking a change in the composition...