Banking

Capital One, JPMorgan and Bank of America lead AI patents race

Capital One, JPMorganChase and Bank of America are responsible for 75% of all AI-related patent filings since 2023.   What’s more, U.S.-based banks are outpacing global peers when it comes to AI...

LLMs are not your AI strategy

If you lead a bank today, you are almost certainly hearing some version of the same message from every direction:  “We need an AI strategy.” ...

Thread Bank’s $30.5M funding round to support innovation, efficiency, CEO says

Thread Bank has raised $30.5 million in a funding round to support the digital bank’s growth.  “This additional funding will enable Thread to continue to scale, grow new and existing partnerships, and continue to...

AI-driven personalization ‘no longer optional’

AI-driven personalized banking services are becoming table stakes for customer growth and retention.  “We’re seeing strong demand from banks and credit unions for deeper personalization, and it goes beyond...

The Bank Underground Christmas Quiz 2025 – Bank Underground

Bank Underground is about to take a break for the festive season. In keeping with tradition, we are pleased to present the annual...

Finastra’s AI solution saves 2 hours on each loan closure

Finastra is looking to help its bank clients streamline their mortgage lending processes with AI with multiple lending solutions.  The London-based fintech has launched multiple AI-driven solutions including Loan IQ and LaserPro and is seeing banks gain efficiencies with its offerings, Andrew Bateman, executive vice...