Mortgage

The Other Way Mortgage Rates Could Fall Is a Recession, But Maybe Not Without a Peace Deal Too

I wrote the other day that the best way to get lower mortgage rates again is a peace deal.It’s pretty straightforward. Mortgage rates...

TD launches agentic AI for mortgage and HELOC applications

The bank says its first autonomous AI model is already reducing parts of the pre-adjudication process from an average of 15 hours to...

How Student Loan Debt Is Calculated For Mortgage Qualification (Fannie, Freddie, FHA & VA Guidelines)

Student loan debt is one of the most common concerns we hear from borrowers. Each mortgage agency calculates student loan debt differently....

House passes their version of housing legislation, 396 to 13

Key insight: A retooled version of housing legislation passed the lower chamber by a wide bipartisan margin, including with active support from many...

Rocket and Redfin Join Forces to Offer Up to $20K in Home Buyer Savings

We knew Rocket Mortgage and Redfin were going to roll out deals once they teamed up.And because the collective brand operates both the...

Canadian inflation rises to 2.8% while core measures ease

Higher energy prices drove up Canada’s inflation rate to 2.8% in April, reaching its highest level in nearly two years but coming in...