Mortgage

OSFI warns of mortgage stress for as many as 150,000

As many as 150,000 Canadian borrowers will have trouble refinancing their mortgages over the next two years as they face a combination of...

Breaking Down the Loan Process

It’s easy to get tunnel vision when you’re building a new home and it’s nearing completion. You can practically feel that beautiful wooden...

How Trump’s EO could redraw QM’s safe harbor lines

Part of a recent executive order from President Trump that calls for potential changes to the qualified mortgage definition and its safe harbor...

Mortgage Rates Finally See Winning Day Thanks to Easing War Tensions and MBS Buying

Mortgage rates are finally moving lower today due to two separate beneficial forces.First, 10-year bond yields are falling due to “very good and...

As condo projects stall, multiplexes emerge as Toronto’s next supply engine

Policy support and investor interest are driving the shift, but tight margins and execution risks raise questions about how far it can scale.