CIT Bank $100 Checking Bonus, Direct Deposit Not Required (New & Existing Users)

Date:

Share post:


Update 9/4/25: Available again, not entirely sure why this was marked as expired. 

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: Nationwide
  • Direct deposit required: No
  • Additional requirements: See below
  • Hard/soft pull: Soft
  • ChexSystems: Yes  (comments here suggest they might be Chex sensitive)
  • Credit card funding: None
  • Monthly fees: None
  • Early account termination fee: None
  • Household limit: None
  • Expiration date: None

The Offer

Direct link to offer

  • CIT Bank is offering a $100 bonus when you open a new checking account and complete the following requirements:
    • Use promo code EC2025
    • Deposit at least $2,500 or more within 30 days

The Fine Print

  • See full terms here
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

This account has no monthly fees to worry about.

Our Verdict

Always nice to see an easy bonus like this. CIT Bank frequently has savings offers, it’s also nice that this works for existing eChecking account holders. We will add this to our best bank account bonuses.

Hat tip to ShawntheShawn

Useful posts regarding bank bonuses:

  • A Beginners Guide To Bank Account Bonuses
  • Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
  • PSA: Don’t Call The Bank
  • Introduction To ChexSystems
  • Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
  • What Banks & Credit Unions Do/Don’t Pull ChexSystems?
  • How To Use Our Direct Deposit Page For Bank Bonuses Page
  • Common Bank Bonus Misconceptions + Why You Should Give Them A Go
  • How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
  • Affiliate Links & Bank Bonuses – We Won’t Be Using Them
  • Complete List Of Ways To Close Bank Accounts At Each Bank
  • Banks That Allow/Don’t Allow Out Of State Checking Applications
  • Bank Bonus Posting Times

LEAVE A REPLY

Please enter your comment!
Please enter your name here

Related articles

The First Domino? Investors Pull Billions as Real Estate Bank Runs Return

Dave:We are heading into the heart of the spring selling season. Normally a time where things start...

Why ICE agents are still getting paid and TSA officers aren’t during government shutdown

Immigration and Customs Enforcement (ICE) agents are now doing the jobs of Transportation Security Administration (TSA) workers,...

Leaders Underestimate the Value of Employee Joy

Company leaders have long claimed that people are their greatest asset. Yet many still design work as...

Breaking Down the Loan Process

It’s easy to get tunnel vision when you’re building a new home and it’s nearing completion. You...