Update 5/7/26: Deal is back, this time requires a deposit of $250+ (previously it was $5+)
Offer at a glance
- Maximum bonus amount: $150
- Availability: Anybody can join, even if they don’t live in Illinois but you’ll need to pay $5 to join Consumers Cooperative Association. More information here. Must be a US Resident.
- Direct deposit required: No
- Additional requirements: Yes, see below
- Hard/soft pull: Soft pull
- Credit card funding: Yes, up to $200
- Monthly fees: None
- Early Account Termination Fee: None
- Expiration date: May 15, 2026
The Offer
Direct link to offer
- Finder is offering a $150 digital gift card when you open a new Consumers Credit Union Rewards checking account and meet the following requirements:
- Deposit $250+ at account opening
- Maintain that $250+ deposit for 60 days
- Account can also earn up to 5% APY, more details here.
The Fine Print
- Eligible First Deposit means your first deposit of $5 or more into the new account before the end of the Promotion Period.
- Must keep a $5 balance for at least 60 days
- You must be a New Customer, meaning you haven’t owned a Consumers Credit Union account in the last 20 years.
- Mismatched names or emails between Finder and Consumers Credit Union may disqualify the reward.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees
Early Account Termination Fee
Bonus paid via a portal and minimum account length period mentioned.
Our Verdict
Bonus itself seems good, I very much doubt it will last until the end date so I would recommend applying ASAP if interested. According to the old thread we have it seems like they might be ChexSystems sensitive. We will still add this to our list of the best bank account bonuses.
Finder came good on the Axos promotion in the end. They have also agreed to donate $10 to our charity partner ‘Cure Alzheimer’s Fund‘ (will have more on this in a separate post) for deals such as this completed when clicked from Doctor of Credit (we tried to negotiate a better deal for you guys, but this wasn’t possible unfortunately). To be clear we receive $0 and zero other benefits.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
