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Chapters:
00:00 Intro
00:41 Job & Income
10:16 Americans and their cars…
20:31 new reaction meme dropped
32:12 excuse after excuse after excuse
45:53 “does she love you?”
57:34 bro thinks hes deadpool
01:10:26 what does that even mean
01:27:05 Budget Time!!
01:32:50 Hammer Financial Score
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▶SHE HASN'T EVEN PAID OFF HER LAST COUCH- now she is looking to buy an even more expensive one… WHATTTT watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
▶▶Download my budgeting app today: Apple: https://apple.co/4iChGhr Google Play: https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future NOW
▶▶▶ AND REMEMBER those who sign up for Simpler Budget Premium annual get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
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So. Many. Excuses.
I knew Caleb was in for it when I saw the capri sun
Why can't a single guest on this motherfucking show say FAFSA? The second F comes before the S. It's not FAS-fa, it's FAF-sa.
Hmmm. Pretty sure @DaveRamsey wasn't wrong. She doesn't sound like she followed any Baby Steps. You can listen to all of Dave's PodCasts, but it doesn't make you debt free if you don't put it to action. I can stand in a garage but it does not make me a car.
Start today. Sell all of that stuff, quit spending, get on a budget. A goal without a plan is just a wish. Goals need to be Specific, Measurable, Achievable, Relevant and Time-bound. (SMART)
Good luck to you.
She got an excuse and reason for everything lol funny all these people come onto your show willingly and then immediately get defensive lol.
Zero self awareness, zero accountability
She doesn’t look 27 because of too much debt!
She works from home get an instant pot! Throw stuff in and it’s good to go
None of this can be put on Dave Ramsey
They should NOT be moving.. plus there’s FB, Thrift shops, to get furniture! Then paint it to make it cohesive
she’s doing everything Dave Ramsey says NOT to do
purple hair screams i make bad decisions and can justify everthing
debt consolidation loan does not count as paying off debt
Sorry I got a leave bc she spikes my anxiety I couldn't handle 5 min conversation with someone who constantly make up excuses for theirs bads. 😭
She is the dumbest person I had listen for a while. And worst part she talks like she is proud or smart about her money management skills. But is generational. Her dad is homeless with a boat bc is a happy place and she got a same mindset skilled husband so sad and depressing. Poor baby 🍼 hope he breaks the cycle.
Yes this ppl can vote is very scary. No 🧠
Which state is this being filmed?
This girl has an excuse for everything! She would have a way better chance if she would have stayed in California, lived out of the truck, build a fund to then get into a rental.
Move to Texas to a home you didn’t even check out?? Dude, this girl continues to fuck up with every single decision.
Sell everything!! Get back on track, husband needs three jobs. Come home to sleep, shower and change clothes. Mom cooks inbetween calls and presentations, or preps food the night before and puts it together the next day.
I own a HVAC company in southeastern NC. It gets so hot at the beach here when ppls AC goes out they sacrifice anything to get it fixed. An were a smaller business an are usually coming in around 2k cheaper on a change out. An we still me an my business partner do about 80k a year after taxes. Not including cash jobs which come in around 20k a year. I could never go without HVAC lol. Fuck a couch an a dinner table. This is the type of ppl who are weird an do weird things. An will never be ahead ever. She says the weirdest shit I bet her "husband" is the same way. Does things cause they want not cause they need. Her husband is prob lazy. Just me looking in from the outside. Maybe not fair. Didn't graduate highschool. Not that that matters. But he won't be able to do sales tax or bid jobs correctly. That's why I pay a CPA to pay my sales tax do payroll an taxes. An it's 7k a year so easy. Don't have to worry about the federal government coming for us for taxes lol.
He could live in the boat
Caleb, with those tools, he can make jobs on the side to get some money
42:32 wow, that much in going out to eat when you stay at home? How? I stay at home too and we might go out to eat once a week in between evening activities. I make dinner at 3 when i have the time and rewarm it at dinner time when im running out the door and my husband is getting home from work.
Yo the fact that she completely missed the women never cum pun and he continued it was epic 😂😂😂😂
She lives her life on excuses for her poor life choices. Pure ignorance!!
Constant excuses because she knows she's guilty
If she watched “David” Ramsey, she sure as hell didn’t absorb ANYTHING he teaches. I’m not going to lie, Dave’s take on certain financial stuff surrounding investment’s a FAR too conservative in my opinion, however his debt free plan is great. Addressing behavior to create healthy spending and saving habits is part of the equation people tend to ignore because they feel the pressure of math they frankly are not doing anyway. So while I don’t agree with everything Dave puts out, his method of getting out of debt is very effective.
“David Ramsey”
18:22 don’t say what?