$2,000 Citi Business Checking Bonus
Citi is offering once again a huge bonus for new business checking accounts. You can get as much as $2,000 if you deposit the required $200K, but there are also smaller bonuses available that you can get with less money. The offer is available in branch only through April 6, 2026. Let’s see how this offer works.
How to Earn This Bonus
You can earn a bonus of up to $2,000 in cash when you open a new Citibank Business Checking account. To earn this bonus, within 45 days of account opening, make a qualifying deposit of $5,000 or more in New-to-Citibank funds to eligible accounts.
Then, maintain the required minimum balance for an additional 45 days from the 46th day of offer enrollment.
The bonus that you earn depends on the amount that you deposit, and keep in your new account. Here are the bonuses you can earn and required balances for each tier:
| When you deposit | Cash Bonus |
|---|---|
| $5,000 – $19,999 | $300 |
| $20,000 – $49,999 | $500 |
| $50,000 – $99,999 | $1,000 |
| $100,000 – $199,999 | $1,500 |
| $200,000 + | $2,000 |
Your bonus will be deposited to your Citibank business checking account as a credit within 30 days from the end of the month in which you complete all requirements.
Who Is Eligible?
All accounts must be opened in person at a Citibank branch location. You can walk into any branch and ask about the offer. it should be available.
Only “New-to-Citibank Customers” are eligible to participate in the Offer. New-to-Citibank customers do not have, and at any time during the 180 days immediately preceding the date on which they open a new CitiBusiness® (Analyzed), Streamlined or Flexible Checking Account did not have, a Citibank business checking account.
Only customers of Citibank Retail Business Banking are eligible to participate in the Offer.
Account Fees
CitiBusiness Streamlined Checking Account is probably the best option. It comes with a monthly fee of $15 and is waived have an average monthly balance of $5,000 or more.
Guru’s Wrap-up
While this Citi Business Checking bonus can earn you up to $2,000, the best rate is for the smallest bonus of $300. You will earn a rate of 36% APY for those 60 days that you need to keep the money in the account. The $2,000 bonus works out to a 6% APY which is still good, but not that much better that what you can currently get with many high-eld accounts.
The offer is available in branch only. You can also fill out the form in the bonus page if you prefer to have a Citi representative contact you.
Bank bonuses are a great way to earn some extra income, often from the comfort of your home. You can take a look at my bank bonus results for 2022 where I made over $6,000. If this bonus is not for you, then you can check our full list of available bank bonuses. And, if you’re new to bank account bonuses, you can learn more about churning bank accounts here.
Link & Key Details
- OFFER PAGE
- Bonus: $300 to $2,000
- Account Type: Business Checking
- Availability: Nationwide (in-branch)
- Inquiry Type: Soft pull
- Credit Card Funding: No
- Direct Deposit Requirement: No
- Other requirements: $5K to $200K deposit for 60 days
- Monthly Fee: $15 (you can waived it)
- Closing Account Fee: Unknown
- Expiration Date:
7/8/241/7/257/7/251/6/267/7/26
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