In this insightful podcast episode featuring CA Neeraj Arora, we dive deep into the world of personal finance, investment strategies, and the future of work. We cover a range of topics, from how remote working is transforming businesses to the power of compounding and understanding the Rule of 72. Whether you’re interested in comparing stocks vs ETFs, learning how to choose the right mutual fund, or maximizing your credit card reward points, this episode has something for every aspiring investor. We also discuss the influence of social media finfluencers, the impact of historic market events, and share inspiring stories from successful investors. Tune in for expert advice on building wealth, managing investments, and securing your financial future.
This podcast is a must-listen for anyone looking to take control of their finances and unlock the secrets to long-term wealth creation.
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Our Host Tarun Bindlish is a well renowned CA and is inpired to work on this channel to be able to share secret’s of success with the wider community.
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About :
Illuminate by Tarun Bindlish is the ULTIMATE knowledge channel that gives practical insight implimentable in day to day life. We cover topics such as personal finance, science, technology, astro physics, spirituality, career, mental health, communication skills & even entrepreneurship.
A show where we host the world’s greatest success stories and try digging out their secrets to success. Every conversation is intellectual, deep & informational. Every conversation has the potential to change your life.
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Chapters :
00:00 – Introduction
2:15 – Compounding Benefits for Children’s Future
5:20 – Exponential Growth Through Compounding
6:36 – Beating Inflation with Compounded Returns
9:40 – Avoiding Common Investment Mistakes
11:50 – Mutual Funds vs. Direct Stocks for Beginners
12:50 – Key Challenges in Stock Selection
17:32 – Why Direct Stocks May Not Be Right for Everyone
18:37 – The Popularity and Pitfalls of ETFs
21:59 – Essential Factors in Choosing Index Funds
25:36 – Building a Long-Term Investment Strategy
27:28 – Setting Up a Systematic Withdrawal Plan
38:13 – Optimizing Expenses with EasyDiner
39:55 – Utilizing Hotel Memberships for Discounts
44:18 – Approach to Frugal and Enjoyable Spending
48:15 – Building a Healthy Relationship with Money
55:14 – SIPs and Lump-Sum Investments Explained
58:37 – Financial Independence Through Smart Spending
1:01:55 – Timing the Market’s Bottom is Just Luck
1:05:39 – Wisdom from Iconic Investors: Patience in Wealth Creation
1:10:28 – Myths Around High Daily Returns
1:13:59 – Avoiding Guaranteed High-Return Schemes
1:16:31 – The Safer Alternatives in Fixed-Income Investments
1:19:15 – Importance of Diversification in Investment
1:23:30 – Geographical Diversification and Index Funds
1:25:24 – Lab-Grown Diamonds and Their Impact on Value
1:29:40 – Gold as a Hedge Against Economic Uncertainty
1:32:40 – Essential Tips for Choosing Cars Based on Purpose
1:40:05 – Lump Sum Investing: Simplifying the Math for Long-Term Gains
1:43:13 – The Simplicity of Personal Finance in Podcast Discussions
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Watch full Podcast on Channel .. @illuminatebytarunbindlish
Etf is always best❤
Makes a lot money,beat return
You you don't have patience it your fault not ETF
Ye bevkuf he iska baat mat suno😂😂
Misguiding.
Jinko market ki knowledge nhi wo gyaan de rha h😂
Even if you don't time the market and do SIP in ETF like MF stlll ETF will beat MF
hold big in icici bank before it crosses 1385, something bigger or just wait and watch.
तुम्हे अभी समझ नहीं है भाई।
पैसा etf में ही बनता है , स्टॉक की तरह डर नहीं लगता है।
मेरी रोजी रोटी ETF से ही चल रही है।
बेवकूफ वो है जिसको इसकी समझ नहीं है जैसे तुम
He Is Fraud
This is not a disadvantage sorry
That is not a disadvantage
Etf dikhta rahta he upar nich😂.Bhai sabhi investment dikhta rahta upar nich…. stocks and mutual fund me invest karnese upar niche nahi dikhega kya… kaun he ye gadha
If u don’t care market volatility then etf is best
Sir ETF every month pay chayalli Haaa sir please reply
ETF❤ less growth compering stock but it's ok
I don't know English, i don't have big money to invest in 10 + stock , don't know Stock Analysis, i don't time to watch news regular, so i chose ETF ❤❤❤
He is giving wrong information
Same he etf and index . Same companies me invest hota he. Aur etf me thoda jyada return milta he
Mutual fund industry is crying in live 😂
Mutual fund best
Mutua fund is for deciplined investment. But in etf u can loose the patience and can sell early.
झूठ बोल रहा है ये, ईटीएफ सबसे बेस्ट है। ईटीएफ में पैसे नुकसान होने का चांस ही नहीं है।
Khud se search karo kya Sahi hai warna ye log Duba dege hum logo ko
सभी दोनों में फर्क बता रहे है। क्या अच्छा है यह कोई नहीं बता रहा। कृपया कोई बताए किसमे फायदा है
Kasam se yeah ch……..ya hai…..
For those who know How to use ETF to Get the desired value on which they want to buy index, example When 1 day before Maharashtra election when Nifty gained 1 percent but at the end it fell down , at the time when market going to close i bought nifty etfs in bulk and i get the lowest value , this is same when a rally is going to happen, you can buy at the same time before full rally and can enjoy additional return ❤❤
Etf is best for investment
Simple si strategy hai buy in every dip
Uska result bas chand mahinoun mein dekho hamesha apka portfolio green mein he rahega
Research less and fact less baaki world to fuddu hai jo funds mai invest jar rhe hai … passive funds of US etc you can buy … baat ek hi hai yeh bhai pta nhi kya bol rha hai
Tum log ne seriously youth ko Pura confused 🤔 kar de teh ho, koi bolta hai Etf is best and koi bolta hai index fund is best sala Kiske upar believe kareh ???
Basically what Niraj sir is saying is that you can buy ETF like stocks but in the index fund you always get the closing price of index. eg if index makes low of 50k in between the trading hours and closes at 52000. You get choiceof buy ETF at 50k but in index fund you will always get the previous closing price i.e 52k.