E*Trade Checking Account (2026.10 Update: $400 Offer)

[2026.10 Update] The new account bonus is $400.

Application Link

Account Features

1. $400 new account bonus. See the requirements below. Offer ends January 10, 2027.
2. No monthly fee.
3. No wire transfer fees, including domestic and international incoming and outgoing wires!
4. ATM fee reimbursements worldwide!

Bonus Requirements

1. You are not eligible if you have or had owned or co-owned (joint) a Max-Rate Checking or Checking Account within the last 12 months from when you enroll in this offer.
2. Direct Deposit (DD) requirements: Receive at least two qualifying direct deposits of $1,500 or more each within 90 days of account opening.

Related Accounts

• E*Trade Checking (this article)
• E*Trade Premium Savings
• E*Trade Brokerage

Summary

This is a generous bonus with easy requirements, making it an attractive offer.

The account itself also has excellent features: no wire transfer fees and worldwide ATM fee reimbursements. It comes pretty close to being the perfect checking account. Perhaps E*Trade can afford to be so generous because it makes its money primarily through its brokerage business.

Application Link

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