FNBO MGM Rewards Iconic World Elite Mastercard 45,000 Bonus

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Update 11/30/25: Bonus has been increased to 45,000 until 12/15/25. No annual fee card bonus also increased to 30,000. Hat tip to reader Rick

FNBO has launched the MGM Rewards Iconic World Elite Mastercard.

Card details:

  • Earn 40,000 Bonus Points + 10,000 Tier Credits after spending $5,000 within the first three months
  • $249 annual fee
  • Card earns at the following rates:
    • 6X Points & Tier Credits per $1 spent at MGM Rewards Destinations.
    • 2X Points & Tier Credits per $1 spent at hotels, dining, gas stations and grocery stores.
    • 1x Point & Tier Credit per $1 of deposits on BetMGM, a leading online sports betting and iGaming platform available in select markets in the United States.
    • 1X Point & Tier Credit per $1 spent everywhere else.
  • $200 Resort Credit upon account opening and annually at card anniversary.
  • Complimentary Night Stay (up to $250 value) annually at card anniversary with $25,000 spend.
  • 10,000 Tier Credit Bonus annually at card anniversary with $25,000 spend.
  • Global Entry or TSA PreCheck® Statement Credit valid every 4 years.
  • MGM Rewards Pearl Status3, providing benefits such as priority hotel check-in, free self-parking4 at participating Destinations, and exclusive perks at MGM Resorts Destinations.

Our Verdict

Could be worth keeping long term due to the resort credit and free night, although somewhat difficult to use.

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