Update 5/27/26: Snailrock has found two other offers:
- MileIQ: $200 to “link your new account wherever you’re earning business income. Receive $2,000 or more into your new account within 60 days.
- Faire. Seems like you need your payment systems with Faire, but deal is for $500.
Update 1/6/26: Extended to 12/31/2026
Update 10/29/25: Extended to 12/31/2025. Hat tip to reader Bob the Bonus
Update 4/5/25: Extended to Sep 30, 2025
Update 12/27/24: Offer extended to 3/31/25
Update 11/19/24: Bonus is back until 12/31/24.
Offer at a glance
- Maximum bonus amount: $125
- Availability: Nationwide
- Direct deposit required: No
- Additional requirements: See below
- Hard/soft pull: Soft pull
- ChexSystems: No
- Credit card funding: No
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None listed
- Expiration date: Account must be opened by 10/31/2024
The Offer
Direct link to offer
- Found is offering a $125 bonus when you open a new checking account and complete the following requirements:
- Reach a $5,000 balance within the first 30 days of account opening and maintain it for an additional 30 days to receive a $125 bonus
- There is also a $100 referral bonus when you spend $1,000 on the debit card, I do not think these offers stack
The Fine Print
- Account must be opened by 10/31/2024.
- This offer is valid through 12/31/2024 and is limited to one reward per account.
- Incentive rewards are deposited into your Found account on or before 30 days of meeting the incentive requirements.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is any EATF.
Our Verdict
Feel free to share your referrals in the comments below, I don’t think it’s possible to stack the bonuses though and actually think the $125 bonus might be easier for most people.
Hat tip to reader RJ
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
