Girl Math Final Boss | Financial Audit

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▶ *GET YOUR OWN HAMMER FINANCIAL SCORE* – Want to see where you stack against our guest? Get your free Hammer Financial Score:

▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* – check it out here and change your life:

▶▶ SHE HAS A HIDDEN DEBT WTTFFFFFF- she has a BONUS loan with her bank, it’s horrible, and it didn’t even do anything to help her…, Watch the post show here:

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* *Google Play:* Don’t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book, just submit proof of purchase here:

Use Yrefy to refinance your private student loans today at: or call (888) Yrefy-78

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* *Google Play:*

▶▶▶▶▶▶ Watch this episode’s *POST* *SHOW* + get *MORE* Financial Audit here:

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Chapters:

00:00 Intro
11:29 of course not
22:42 somehow shes not the problem.. interesting
37:43 bro is NOT listening
55:26 “family drama”
01:19:55 did she just get caught??

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▶Sponsorship and business inquiries: business@calebhammer.com

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22 COMMENTS

  1. FREE TRIAL To make our classes and budgeting app more affordable*, we bundled them together for an *80% DISCOUNT and for this month only, you can try DollarWise Central for free – check it out here and change your life: https://dollarwise.com/dollarwise-central/

    ▶▶ SHE HAS A HIDDEN DEBT WTTFFFFFF- she has a BONUS loan with her bank, it's horrible, and it didn't even do anything to help her…, Watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

    ▶▶▶Download the DollarWise Budgeting App today: Apple: https://apple.co/4iChGhr Google Play: https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget.

    ▶▶▶▶ AND REMEMBER those who sign up for DollarWise Premium annual get a signed version of the Cook Book, just submit proof of purchase here: https://tally.so/r/3xzPq5

    Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

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  2. One month of watching this show has made me drop "girl math" excuse completely. Still have a long way to go, but now I think so hard if I can realistically allow something out of budget and just go with NOT buying it then.

  3. I work in a similar industry. I agree thag you want your studio to be decorated and relaxing.
    When I started my business I decorated the space with my HOME decor that slowly made its way back to my house over the years 😅 also just dried grasses and flowers

  4. As someone who used to do nails I kinda feel bad for this girl. I get the wanting to make it a business I really do. But spending $6k on decorations and putting together a salon before you even have any clients is just ridiculous. She should go back to serving where she said she was making good money as a waitress or whatever. Keep your nails looking great make some business cards and give them to people at the restaurant who inquire about your nails. Then go do their nails at your house or go to their house with a little travel kit until you get the clientele built up girl. Put those pedicure chairs and all that crap into a cheap storage unit until you have enough business to open a business.

  5. Holy shit. This was really the final boss. And the worst part about is, the moment she walked out your door, she completely forgot everything you said. This woman will end broke and on the street. Her family was right.

  6. Caleb is BRUTAL!! But it's obvious that playing nice won't make the slightest impression on this girl! And as for the casual way, right at the end, that she mentioned that she 'forgot' to mention a bank loan . . . she's like an aircraft, with the fuel gauge showing empty, and nothing but mountains below. The question is not whether she's going to crash; just when.

  7. Girlfriend, if you see this comment, please know that you CAN make it as a nail tech IF you make better decisions. In my 30’s I moved out of state & had to build up my clientele from scratch.

    Knowing I could not afford booth rent, I worked in a spa for 50% commission 5 days a week while also working nights & weekends in a restaurant AND then going full time to college for my associates in small business was degree.

    I dropped the restaurant when my clientele started earning me more money than the restaurant. But iit took me 2.5 yrs to build my clientele & finish college. Then I quit the spa & went to booth rental & lost 50% of my clientele in that move.

    I took another 2 yrs to build it back up working full time & when I did I was earning over $60k gross doing nails full time.

    It’s not going to be easy for you, but you have determination so you can make it…IF you stop squandering money on unnecessary 💩& listen to the wise advice to work a different job full time while doing nails part time until you build up your clientele NOT in booth rental. That comes after you have a full book. 🫶🏼✌️💅

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