What would you do if you had Ksh 1,000,000 to invest right now? In this video, I’m breaking down exactly how I would invest every shilling in 2025—across 6 different assets that balance growth, safety, and future potential. This is a real plan, based on logic, goals, and current market conditions in Kenya.
This is my 6-part strategy to grow, protect, and maximize wealth in Kenya’s current financial landscape.
From money market funds for stability, to special funds for diversified global exposure, and even a small allocation to cryptocurrency—I’m walking you through my reasoning, strategy, and how much I’d put in each. I’ll also share the ONE investment most people overlook but could change everything.
If you’ve ever felt stuck on how to start investing or how to make your money work smarter for you, this is the video you’ve been waiting for.
It’s not about following the crowd—it’s about thinking through each move with purpose.
Let me know in the comments: How would YOU invest 1 million shillings today? Would you go bold, stay safe, or split it up like I did?
Watch, comment, and start your journey to financial freedom today.
For a one-on-one session, reach out via WhatsApp: 0706 651 438.
#InvestInKenya #SmartMoneyMoves #WealthBuilding #MoneyMarketFund #PersonalFinanceKE
@studyofwealth
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I’ve allocated the biggest chunk of my 1M to a special fund. Which fund would you go heavy on? Let me know below.
For a one-on-one deep dive, feel free to WhatsApp me at 0706 651 438.
Thank you so much
Hi I am from jamaica planning to relocate to Kenya i will also be getting married. I am planning to do investment to sustain my life style i am planning to invest in mansa x fund, oak special fund, etica fix income fund and infrastructure bond who this be a good spread of dyversication let me know
Why not put all in special fund.get rich die trying
Why haven't you talked about fixer income fund like Etica
I would do 500ks Special Funds,200ks Equity Funds,200ks FIF,100ks MMF
i would allocate more to the special fund cos am used to risk taking being a forex trader
How do, you subscribe to cyrto currents
Thanks Susan for sharing .
Good selection.
Brilliant advice. Thank you so much for the expert knowledge.
I don't understand crypto currency investment. 2018, I got myself into it, which turned up to be a scam.
Wonderful presentation,mind opening
REITS detailed video ….l have never understood this
Great info. 400K special fund, 150K MMF, 200K bonds, 150K shares, 100K crypto.
Can you shed more light on crypto currency
Diversification..bond soecial fund and mmf. No crypocurrency for me
Thanks for the lesson. I would go for special fund, mmf and infrastucture bond.
I would put my 1M in Money market fund. It's more safer there…
I would invest 500k in an infrastructure bond and the remaining 500k in my business.
That's a good one investing in myself,and the whole strategy is educative
What is an ETF?
This is too slow….. 1M should give me no less than 3M per year…. With my MSc I decided to be street smart… It pays well.
No SACCO investment? It's Kshs. 1M; I'd do this for myself; Target investments that would bring a weekly earning, a monthly earning, quarterly per-annum earning, semi annual earning and annual returns across choice investment platforms. From the video listing choices I'd incorporate Sacco's and add a sinking fund to the 250k set aside as an emergency fund as well. Good content, gives good food for thought.
Please advise on investing in REITs.
Hello,
I noticed you allocated only Kshs 50,000 toward personal development, which left me somewhat puzzled. Let me explain. You described personal development as the ultimate asset investment, and I completely agree. After all, it was your personal growth and capabilities that enabled you to raise the initial Kshs 1 million in the first place. This suggests that investing in yourself has the potential to deliver returns many times greater than other forms of investment.
With that in mind, wouldn’t it make sense to allocate more resources to what has already demonstrated such exceptional returns?
Great info, thanks
Please which infrastructure bonds are currently available in Kenya.
Yeah it's important to invest your savings – great content! I also recently posted a video to unpack the BEST avenue to start investing in in 2025 (bonds, stocks or crypto). Check it out here: https://www.youtube.com/watch?v=6lYA1Jo0ZHc
What does "lock interest" mean?
Ive bumped into this video on YouTube and wow! This is great info…. and quite timely. Thank you.
I've even followed you. ❤❤
Go against the herd! Diversification is protection against ignorance
My 21 year old son has started his investment journey with a million in MansaX. In the next two months he will join another special fund with another million. By December he should then join an MMF. With the proceedes from these three portfolios he will now start playing around with other investment ventures (which I may not be able to advice him on). At a young age, one can afford to be more adventurous as there is time to recover in case of losses.
My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to make investments. Saving is great but investing puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to Larysa Caba, my portolio is doing really great and im proud of the decisions i made last year.
Very informative. I have invested in a company that gives a 15% interest annually. I have been with them for over one year.
👍Great content. Learning a lot from your videos.
Age is a consideration
Good content about investing 1m but to me it can vary depending on your age and goals. A younger person has more time to correct their mistakes. As a 50+ person, I am more risk averse and my priority is steady passive income upon retirement. Therefore bond layering takes the lion share at 50%. Then 20% to dividend shares/equities, 20% to special funds/etfs and 10% to mmf.
What is your preferred special fund?
thanks for this content
With 100k in shares I'd buy DTB shares because they gave dividends of 8ksh|share and Kengen
In etf I'd buy VOO and QQQM due to their growth and low risk
Very informative
Thanks for your information
I would go 500k special funds,100k shares n stock,150k fixed income funds.100k REIT's.100k infrastructure bond,50k myself.
I would like to talk to you for more consultation on two of the investments you mentioned
❤❤❤
Let my money stay in MMF and special funds,Mansa-X and Oak fund.