How Is This Possible… | Financial Audit

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*JOIN FOR FREE* – I am personally paying for your Hammer *ELITE* subscription for the first month ➡️ Sign up for *ELITE* and I’ll send you a digital gift card covering the $10 cost. In today’s post-show, MY PRODUCER TELLS ME SHE IS SELLING FEET PICS FOR MONEY— AGGGGGG WTF IS GOING ON?!?!?

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*Chapters*
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00:00 Intro
01:10 She Likes To WHAT?
02:02 Job & Income
05:05 She Has A Plan & It Involves Boobs
13:21 Almost 40 But Hasn’t Locked In Yet (She Has “Spending Amnesia”)
24:09 She Avoids Looking At Her Bank Accounts (But She’ll Manifest Everything To Work Out)
32:29 She Has A Southwest Card But It’s Worse Than We Thought..
36:29 Her Sister Filed For Bankruptcy But She Still Trusted Her With Her Credit Card
40:22 She Forget Her Bills Sometimes (Almost 40 Years Old BTW)
45:42 She Swipes This Credit Card When She Doesn’t’ Want To Spent Money (?)
48:24 Excuses Excuses Excuses
52:11 Aunties Getting Some, Good For Her
55:32 Is Furniture A Necessity?
57:48 Consolidated Date And It’s Still THIS F*cked?
01:01:27 Calebs Bravery Is Unmatched (Based Avatar Take)
01:04:29 Bullsh*t Amazon Spending
01:08:29 Her Kid Has Credit Card Access Too (We Give Him A Call)
01:13:38 When Should Kids Be Given Phones?
01:20:00 It Never Ends
01:23:52 Let’s Build A Budget!
01:26:31 What’s The Plan?
01:28:08 Hammer Financial Score
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28 COMMENTS

  1. JOIN FOR FREE – I am personally paying for your Hammer ELITE subscription for the first month ➡ https://bit.ly/chpostshow Sign up for ELITE and I'll send you a digital gift card covering the $10 cost. In today's post-show, MY PRODUCER TELLS ME SHE IS SELLING FEET PICS FOR MONEY— AGGGGGG WTF IS GOING ON?!?!?

    💸 Download Dollarwise today: https://bit.ly/dollarwiseapp

    🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb

    👉 Checking & Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://secure.moneymatchup.com/350-bonus

    =============================

    Sponsors for This Video

    =============================

    Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78

    =============================

    Master Your Money with Caleb Hammer

    =============================

    ⚡Budget YOUR dream life with my simple courses: ➡ https://bit.ly/calebhammer

    ⚡Check out all of my custom Financial Audit merch: ➡ https://bit.ly/caleb-merch

  2. Her 17 year old needs a credit card because he drives the younger kids to school, the younger kids that need a phone because they take the bus to school? Did I get that right?

  3. I’m so sick of hearing younger generations complain about being broke when they have this “had to” buy mentality. My mother didn’t “have to” buy a table and chairs because she got my grandmother’s table and chairs. My grandmother who bought her first new set ever AFTER her kids were grown and gone. Hell, my mother is in her 80s now and I don’t think she’s ever bought a brand new set. I haven’t either, got mine from a thrift store for $115. They can’t POSSIBLY live with cinder block and plank bookshelves, cushions on the floor until you can actually afford or somebody gives you a sofa, etc. Everything has to be new, all the time, their consumerism is insatiable.

  4. Love the show but some of the comments and name calling seems like it’s getting a little extreme… I’ve been watching for a long time but don’t remember so much disrespectful language towards the start of the show, I know people make mistakes and that the arguments make the show interesting and viral but don’t love the language being directed at these women.

  5. It’s only scary or annoying to look at an account when you KNOW you dont have money or you KNOW there is an issue with your spending. There is a problem and you know it. So you avoid it.

  6. I’ve helped people with their finances. My way of getting them to stop the stupid spending is translating it from dollars to HOURS OF YOUR LIFE. The “I want” spending hits different when you tell someone who makes 20 an hour that the stupid 200 dollar knickknack they bought just cost them 12 hours of their life when you account for taxes. A half a day of your life just poof for something that sits on a shelf collecting dust 😂

  7. To get a business management degree you should be required to disclose your financial situation. You are basically a small business and if you can’t manage that you DEFINITELY can’t manage an actual business.

  8. DONT pay for your kid’s trade school. Tell him to get a job as a helper/apprentice. He will learn more in a month doing the actual job than he will ever learn at a trade school and he’ll be getting paid (poorly 😅). Plus he gets to see if it’s something he even wants to do for the rest of his life. I’ve been in construction 20 years. My classroom was the jobsites. Every friend who went to a trade school doesn’t even work in construction so they pissed away 10k+

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