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Navigating your financial strategy in your 30s is all about leveraging your growing earning power while balancing bigger life milestones with long-term security.
This video breaks down a structured and practical investment blueprint tailored specifically for this decade, focusing on smart asset allocation, balancing high-growth opportunities with risk management, and accelerating your path to financial independence.
If you found this video helpful, please like, subscribe to the channel, and share your thoughts in the comments below.
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00:00 – Introduction
00:50 – Avoid Loans For Depreciating Assets
02:47 – Insure Everything You Cannot Lose
04:46 – Secure Your Retirement Through NPS
05:57 – DIY vs Assisted Investing
08:47 – Fee-only advisors vs Commission-backed distributors
11:46 – Free Financial Check-up Guide
12:09 – Conclusion
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➡️Get Your Financial Check-Up Done:
➡️ The Modern Stock Screener:
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➡️ 5 Investing Books from Beginner to Advanced:
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➡️ For disclosures and regulatory information, visit:
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Get in Touch:
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📞 For queries, contact – 022-489-66660
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Check out Finology 30: https://tinyurl.com/30stocks
Video kese ha
@Pranjal there is no investment advice only promotions
Mera toh trading mein profit hua hai
Sip 😂karo e karo oo karo ..public lose or tuber benefited.
Apna paysa apna pass rak bhai kisa k bat me mat aaa
2026 mutual funds video kab aayegi bro
Emotional slow convincing baatein karke logon ko insurance bechne wala video ,logon ko sab samjhta hai
Pranjal sir, could you please make a detailed video on NPS Tier-I asset allocation for employees in their 30s? If we are already investing separately in mutual funds and directly in stocks, how much percentage should ideally be allocated to equity (E) within NPS, considering our overall portfolio exposure and risk? Also, please explain which NPS fund manager has performed well over the long term and how we should evaluate them. A practical example would be really helpful.
Your 30s are less about chasing quick returns and more about getting the basics right—**insurance, sensible debt, retirement planning and disciplined investing**. A financial check-up can also help you see whether your portfolio is actually aligned with your goals. JUMPP fits naturally into that “keep your money organised” mindset. 📊
Sir how to do NPS.
Ye kya bekar video banaya h.. Topic se lena dena ni… Sirf apna product promotion ka video bana diya ise
IDCW क्या है कृपया एक विडियो उस पर भी बना दीजिए धन्यवाद।
Please compare NPS and postal life insurance as investment
Please make a video on those of 40s and 50s years old
I am govt employee my nps contribution per month is 17000. Total corpus is around 1400000
Please suggest me for highly aggressive investment strategy for 20 years please because nps is conservative
A few years ago, I had a call with Ditto and purchased HDFC Ergo Optima Super Secure policy as per my independent research and their advice. But I purchased it directly from the company. Unfortunately, a couple of years after that I had a claim of 40 Lacs, and the insurance company rejected it. The only justification I received was that it is as per the underwriting guidelines. Internal escalation was of no use either and they told me to reach to the insurance ombudsman, if I want. When I registered the complaint to the insurance ombudsman, they assigned me a waiting period of 3 years as they have a lot of pending complaints to cater to. That's the summary of Indian insurance industry. So, always have an emergency corpus and don't fully rely on your health insurance.
Guidance ka toh pata nahi, par platforms ki marketing zabardast hui hai 🤣🤣
Bro you promote NPS every time.
So please make details videos how to open NPS account, how to automate investment in it and alll. Please do it
Bandha slow , emotional talk karke insurance bechta hai and logon ko bewakoof banata hai
Are aap PK ho kya?
bhai bura mat manana,,please gym jaya karo,ap bahut kamjor ho chuke ha.big fan of your knowledge.
NOTHING! JUST PROMOTION, PROMOTION & PROMOTION…
Wasted 15 mins 😢
Pranjal Sir, a sincere request—could you please make a video on AIF investments, covering whether they are worth considering and how beneficial they can be for investors? It would be really helpful to understand the pros, cons, risks, and potential returns before making an investment decision.
very genuibe person , following him since 2017
Dear please make a video on NPS vs UPS which is better
😊😊👌👌
first half Ditto insurance promotion, middle finology 30 promotion, end finology recipe promotion!!!
I am in 40ts Sir
More like a promotion video than investment advice.🧐
I have been a subscriber for years but now pranjal is more focused on promoting, a little clickbait titles & thumbs and talking around. Thinking of unsubscribing, but still hoping for better content. 🙁
Sorry, but that's true.
Bilkul😂😂