In this video I break down everything beginners need to know to start investing. Investing can feel overwhelming when you’re just starting out, so my goal is to make the basics clear, simple, and actionable—so beginners can confidently make their first investment and know how to keep investing for the long term.
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WHO AM I?
Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth.
PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel!
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⏱️ Timestamps:
0:00 – Start Here
0:51 – Why Invest?
3:09 – Why Stocks?
5:19 – How Do We Invest?
7:08 – What To Invest In?
10:43 – When Should You Invest?
14:25 – How Much Should I Be Making?
15:26 – Understanding Yourself
17:48 – Live Demo
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Hi all,
Thanks for watching this video. This is more geared towards beginner investors, but if you are seasoned already, it never hurts to go over it once more! Hope you are having a happy holiday, and thank you for watching my channel as usual. See you in the next one!
I started with $5k just last week in 2026, and now I've hit $87,590. I was having this exact conversation with my son the other night-generational wealth isn't just about getting money. It's about teaching everyone not only how to make it, but also how to maintain it. It does no good for me to provide for my family if they dont understand how to manage and sustain it. That's why I really love this
clearly informed abt investing thank you
I believe that patience and timing are effective for investment.
Your comment section is full of bots 🤦
I made over 200k this past year …i absolutely need to find some assets or business next year to mitigate my taxes. I'm dedicating next year to doing just that. I can't be paying all these
Great advice Humphrey you got me on board thumbs up .
Thank you for the video. I recently paid off my home and all my debt. I've been investing in my 403B with max match for 20+ years. I now want to start investing more on my own with newly available funds. The S&P500 index seems like the best route for someone like me.
14:45 “if you’re a teen or a fresh out of college and you only have $100 to your name” RIP to all the struggling adults 🫡
35 YRS? I'll be dead
It’s easy to collect strategies; it’s harder to apply them consistently. After testing multiple approaches without stable results, I’m wondering if anyone has experience learning directly from a mentor who prioritizes who focuses on the process instead of pre recorded content?
I'm not really a beginner, but this video helped me a lot anyway!
Contact a financial advisor like @drcscottfinance. She can really help you with all types of insurance and investments. She is a series 63 and series 6. Dr. Christinia Scott works for New York Life. Like her page as well, as she needs to build her site.
Same here. I didn't get any financial education growing up. I started at 45, overwhelmed and embarrassed. Two years later, I'm finally debt-free after paying off $176k. My net worth “ isn't crazy, but it's stable – around $880k. And honestly, that stability feels like a blessing.
This is the kind of investing content YouTube needs more of. Clear explanations, strong growth ideas, and Perfect if you're just getting started and want direction!
Put in the grind, hit $170K+, but wealth isn't just numbers. It's passing down the mindset so the next generation knows how to build and sustain it.
❤❤
How do I spend it?
I assume this advice is meant for money leftover after retirement savings??
key take away; never settle for 4,166 burritos
Hit $80K after years of discipline. This isn't just about money-it's about transformation: from nothing to stability, from mistakes to wisdom, and now a family that understands how to keep wealth alive for generations. That's the true
Hi , You can't use Robinhood if you are outside of US or UK. any other alternatives ?
Hey guys! Im a kiddo that is investing my chore money into silver and gold. Can you pls go visit my page for the algorithm?? 🙏🙏
@humprheyyang, i love ur videos. Dave ramsey advises mutual funds. Idk whyyyyy
I wish they would've taught this sort of information in High School.
Thank you, I’m 29 years old and I wanna start investing now, I have no knowledge of it and I came upon your video, I will be going through your videos and hope you post more explaining what others investments/stocks you can buy.
Nah I'm prefer all-world.. s&p 500 not worth it anymore
Im 20 and I just opened up an investment account as for saving money. My family suggested IBKR, is it good?
Do ETF's still pay dividends? I keep seeing videos on here predicting a crash in 2026 so I'm waiting to see just now.
Hit $150K after years of discipline. This isn't just about money-it's about transformation: from nothing to stability, from mistakes to wisdom, and now a family that understands how to keep wealth alive for generations. That's the true THANK YOU FOR THE INFORMATION
This is exactly the kind of video beginners need. I like how it lays out a clear, practical roadmap instead of overcomplicating things. Starting in 2026 can feel uncertain, but the step-by-step structure makes investing seem manaeable and realistic. Simple, grounded and very actionable.
I started with $100 yesterday and now I have $100,000 when I woke up!!
How about buying Gold? Could 10k in Gold beat inflation? Novice here. Thanks
Put 100 into nok BEFORE i saw this 🥀
Opinions on firmi?
I’m gonna need the for dummies book because I’m still a bit lost
Good analysis, man. I started trading 3 months ago with €2,000 and now I have €22,000 I was talking to my son about this the other day: building wealth isn't just about accumulating money. It's about teaching everyone how to earn it, but also how to keep it. There's no point in supporting a family if they don't understand how to handle and manage it.
Congratulations on this update.🙏
This entire video, editing, graphics were absolutely top tier, thanks much.
I came into trading with high expectations, only to realize how misleading simplicity can be. Volatile markets and inconsistent advice led to confusion, and despite testing different approaches, results haven’t followed. Instead of staying frustrated by others progress, I’m seeking solid, practical guidance to rebuild my approach the right way.
Only problem with dollar cost averaging is unless you're doing this with a large amount of money, you're few shares at a time will be eaten up with fees.
too true, you need like a whole terminology course just to know wtf anyone is talking about with stock market