Investment Analyst Reacts to Finance TikToks – Naughty & Nice Edition

Thanks for this! Anyone who is not baking, yet says "the rest is a piece of cake…. Literally" has discredited themselves😂.
I just can't take it seriously😂😂😂.

The first person spoke a ton but said absolutely nothing.

5:28 how much expendable money does dad have? I got $1 in the form of 4 quarters.

You can already tell the guy claiming you can make $50k a month is a buffoon with no money just by simply looking at him. You don't need to hear a single word. In fact, that cuts out 90% of investing advice on tiktok.

The trust fund guy looks like he lives in his car

I remember being younger and genuinely believing there was some hidden trick — the perfect stock, the magic strategy, the “if only I started earlier” button. Then real life happened. Bills showed up. Markets humbled me. And suddenly the boring stuff — saving consistently, investing patiently, ignoring hype — started to make way more sense 🧠💰
What I love about this video (and this channel) is how it quietly dismantles the fantasy without killing the fun. It reminds us that if everyone is getting rich easily, something is probably very wrong — either with the math or the currency itself 📉🪙
The jokes land, the examples are grounded, and the message sticks: wealth isn’t built by wishing harder or finding the next “undervalued penny stock.” It’s built by discipline, time, and not lying to yourself about risk.
I didn’t get 100% returns for Christmas — but I did get clarity, perspective, and a much healthier relationship with money. Honestly… that’s a better gift 🎁🙏
Thanks for keeping finance honest, rational, and just self-aware enough to laugh at itself.

I wll never get on Tiktok. What's with everyone having their hands all up in the camera? 🤮

I really wish there was a way to report these people for scamming and spreading misinformation cause some people aren't smart enough to understand that these TikTokers don't know what they're talking about.

I heavily suspected that was AI, thought I was getting paranoid lol

“Just guess the right stock and you’ll be rich!!” Wow big brain advice.

$200 monthly allowance is also crazy

That first video is a great example most investing influencers….using a lot of words to say almost nothing.

I do disagree with you when it comes to "finfluencers". I think everyone should ignore 100% of what they say, categorically, without question. As an MBA, I'm not going to listen to some high school drop out try to tell me anything about finance, and I think high school dropouts should categorically ignore "finfluencers" because their advice will only cripple their already difficult posture.

I had an allowance of exactly $0 from birth through adulthood. For obvious reasons, I was always jealous of my peers who got an allowance.

4:16 “you have got rich if you invested in Amazon in the 90s”

No one in the 90s would have ever imagined what that book store would turn into 30 years later.

You create a trust…buy a million dollar life insurance policy of which is titled in the trust…YOU DIE…and now your trust has a million in cash for you to work with and become wealthy.
That’s how the trust, life insurance, become a millionaire thing would really work.

I recently discovered that my mother has invested in a company promoted by this AI channel, @FinanceMeetHistory. I had a terrible time getting her to understand it wasn't a real person. I reported the channel, but I worry others may have been scammed.

Merry Christmas!

Hindsight bias!

Algorithm comment

I believe the girl

that lady in the green sweater that said You can't fail at trading looks like she's 20 years old.

More finance tiktok reactions please. I learn the most from these.

Gotta buy 0DTE puts tonight MR. Sant

Love your content, even your commenters are top notch !

first video goes crazy with only FIFTEEN MINUTES of research. Ah hell nawww. takes me a few hours and i havent even done a full DD since I found too many red flags

Genuine question:
Say I had 1 million dollars.

S&P has an average of 10% per year gain.
But physical gold, appreciates by more than 10% a year (this year was 72% I think?)

So why do investing in stock market, or ETF. When I can buy physical 24K gold coins/biscuits.
Won't that make me MORE money? Over 1 year or more? Cause the value of gold is increasing a lot, faster than s&p500 or most ETFs?

Am I on the NICE or Naughty list for this idea? Please inform me why this might be dumb

How do I reduce rish while investing?

15:45 she should really be paying off that credit card first

12:30 I'll give that woman credit, that is a brilliant pitch to convince people to keep buying her course even when the results are terrible.

Everyone I know apparently has made millions in te market

How would the first kid know much if anything.

The lady at 15:54 is actually a CPA.

Santa where my profits at?!?!?!?!

First lady already lost me at "literally shaking right now". Also, when did 15 minutes of reading become a challenge?

@theplainbagel can you make a video on the latest trend of fintech companies (Coinbase, Robinhood) trying to become super finance apps? What are your thoughts on that?

Also curious about your opinion on them offering stocks together with predictions

18:05 "Undervalued penny stocks with massive upside potential". Sounds like Jordan Belfort 🤣🤣🤣

4:49 sir i am sorry, but this is the certified big A clips background music

Trustee here. Richard is correct. Trusts are not wealth-building vehicles, they are for protecting wealth with a lot of guardrails. They are expensive to set up, incur maintenance costs, and are subject to very high tax rates that hit when the trusts generate relatively little income. I have no idea what that TikTok guy was even promoting. Something about cashing in life insurance? 🤷

That first girl sounds a lot like Frank Tufano

People take such a long time to say "commit fraud"