[KY, TN, IL, IN, MO] CFSB $100 Checking Bonus, Direct Deposit Not Required

Offer at a glance

• Maximum bonus amount:
• Availability: We are only able to open Checking and Savings accounts for existing clients or applicants who live in KY, TN, IL, IN, MO
• Direct deposit required: No
• Additional requirements: 25 debit card transactions
• Hard/soft pull: Soft
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: None 
• Early account termination fee: Unknown
• Household limit: None listed
• Expiration date:  November 1, 2026

The Offer

Direct link to offer

• CFSB is offering a $100 bonus when you open a new Community Classic Checking account and complete the following requirements: 
  • Complete 25 debt card purchase transactions by November 30, 2026

The Fine Print

• : This $100 checking account incentive is only available for new accounts opened between October 1, 2026, through November 1, 2026.
• To qualify, the account holder must complete at least 25 debit card purchase transactions during the promotional period which is October 1, 2026 through November 30, 2026.
• The account must remain open and be in good standing when the incentive is paid. Qualifying incentives, the $100 deposit, will be credited to the account by December 31, 2026.
• All criteria must be met before receiving incentive.
• Limit to one new account per social security number.
• Additional terms and conditions may apply.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there are any EATFs. 

Our Verdict

Simple bonus, you can find some ideas for meeting debit card requirements here. The terms do say that the debit cards must be purchases though so keep that in mind. We will add this to our list of the best bank account bonuses. 

Hat tip to reader Bockrr

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