Luxury = Avoiding Poor People

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The most expensive thing in America isn’t housing or healthcare. It’s the effort to never interact with a poor person. Wealth shouldn’t be defined by how many people you can exclude.
But too often, it is.
And that’s how people earning $400K still end up living paycheck to paycheck.

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26 COMMENTS

  1. When are at the top you chase the stars, when you are poor you envy and chase the top, when you are comfortable with yourself you stay in the middle. Its economics. Even a spaceship cant reach stars so why do the top think the chase them. Extreme Optimist. It is what it is. Sinners in hell want to be angels in heaven, those awaiting judgement stay in the middle purgatory same thing.

  2. damn, this is so true. the rich exist in bubbles that reject certain parts of reality. i’m not saying don’t be rich, i’m saying you should use part of your wealth in a net positive way for society, not just to isolate yourself from it.

  3. I go to an expensive club not to avoid poor people, but to avoid the crowds. There are more people that can, or choose to, afford $50/mo membership fees than $150. Thus, I pay to avoid the crowds and the niceties that come with it are delivering on my high membership fee. I’m cool with poor people, just don’t want to wait for a squat rack.

  4. I pay a super high rent despite being next to the projects, my health insurance premiums are through the roof and try having kids who need childcare x2. In nyc making 500k per year and the like your taking public transit, living in a small apartment, not eating out. This idea is out of touch with the cost of child care, healthcare and rent which is 3k per month per kid. If you make less you have free healthcare, subsidized housing, vouchers for childcare. Again this isn’t about avoiding poor people

  5. 1. Moving to a better neighborhood often means better amenities, better security, better access to surrounding areas. so blame the council for not upgrading the slums.

    2. Private schools, often means better teacher, more advance curriculums that leads to better opportunities advancing studies towards better college and universities, better amenities, safer environment. So blame the government for not fixing the public schooling system and it's overall infrastructure.

    3. Well I agree on not buying expensive cars, but having a personal transport means you are free of structured timing, free to roam every inch of road that is available. So again, blame the government for not upgrading or the very least fix the public transport.

    4. Travelling, is travelling. In other words absorbing cultures all over the world even in the most secluded areas. FYI, that's how we discover lost civilizations, artifacts etc. It's certainly not the poor people findings, but they certainly digs it up for rich.

    5. Summer camp. Expensive ones, provide ( read the above as it repeats) but most importantly a better network of friends for our children which leads better network for us. Ever wonder why you are not rubbing shoulders with S&P 500 ceos? you have poor friends that have poor connection and we blame nepotisms and capitalism to ease the pain.

    5. Club membership. Well think of it as Summer Camp for adults.

    In short, as a human being, enough is never enough. Whether you are poor or rich, when you have aspirations and dream, not a single cent, nor endless experiences will satisfy us. You'll often hear "give me a million and i'd be set for life" from uninspired human beings.

  6. I do think it’s ridiculous to spend tons of money on things like exclusive club memberships and expensive vacations just to avoid poor people. However, I can’t blame anyone for avoiding public transit. And you don’t need an expensive car to avoid it.

    The city bus trundles around town without going exactly where you need to go. You have several blocks to hike to get to the bus stop, it’s hurry up and wait, then you have to ride all over to places you don’t need to go. Finally you get within a few blocks of where you need to go and you get off the bus and you’re still not where you need to be.

    Riding the bus is a time suck. Time is money. I have a car that’s 20 years old and it saves me hella time because I don’t have to ride the bus to places I’m not going and then get off the bus and walk to wherever because my car will get me there. Avoiding the bus isn’t about avoiding poor people. It’s about respecting your own time.

  7. The area I'm in was quiet and low about 5 years ago. All of a sudden it became a beacon for wealthy Floridians to buy a vacation home. Now all the locals are getting priced out of their own homes because of people who come and stay maybe a couple of months out of the year and don't work or contribute to the local economy.

  8. Because making 250k as a 3O years old in 2025 means I am living next to retired school teacher boomers who bought their homes for 260k with a mortgage of 600$ while I am paying 3k/month in rent. We are tempted to rent a condo for 5K a month but 3k already feels outrageous for a 480k$ home. Meanwhile all those same boomer neighbors talk down to us for renting next to them. No, I can't wait to make 400k+.Being in the top 10% earner now means you live with the average boomer and Xers.

  9. Ironic thing is majority of the wealthy folks are intellectually just average. No real defining traits or skills outside of making money as they dont have to learn anything. They are afraid of losing their wealth and being seen as the average people they are. Born into money, or right place right time, doesnt make someone better. Few actually went tmfrom rags to riches the proper way

  10. Middle class aspire to do the same. But they have much less finances. Btw poor often means criminal, lazy, very low IQ or social skills. Little empathy. Btw this is coming from the person who grew up in a poor family on food stamps.

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