Martin Lewis Explains the Best Way to Invest Money in Your 20s

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37 COMMENTS

  1. I've been encouraging my friends. They only invest £10, but I hope that will increase if they start earning more.

    They invest on their favourite day of the week into a global index regardless whether price is up or down, after explaining the risks/rewards, especially since AI bubble will crash sooner or later.

  2. i did, back when i was 17, no internet or YT to learn off back then. Spent many months learning about stocks & shares, always wanted to work in the finance sector, best decision i ever made. Still at it 30 years on.

  3. Why now? They could've introduced Financial Literacy into the education yonks ago. Banks play with peoples' money, so will it be accessible or some sort of rescue cushion if the Gov chooses?

  4. If you want to encourage investment the they should give an incentive rather than trying to pigeon hole people into it.

    Why not give a 20% match investment fund up to £500 a year? So for every £1 you actively invest the government would give you an additional 20p up until a maximum of £500 a year.

    This would give people an incentive to start investing, take some of the risk/fear away from investment and ultimately teach people a bit about how to manage investment funds.

    Instead it feels like they are forcing a stocks and shares ISA upon us as a form of punishment which people won’t accept.

  5. I like the comments about "no one taught me about investing". This information has been about in the world for a century and its easier now than every to invest. Open an account ( T212, AJbell, Hargreves Lansdown, iii Investment, to name a few) under a SIPP or ISA or JISA (to keep the taxmans mits pff the gains) and just drip feed a few hundred a year or month, and let the markets do the rest.

  6. The system is broken, stop investing in big companies, those are the same companies that are tearing apart countries and economies and peoples every day lives by putting profit and the shareholder above everything else

  7. Why not then incentive Stocks & Shares ISA more for those who aren't educated on them, add a 5,10,15% bonus for the first x number of years when opening one, or actually educate people while in school on investing, in 19 and have £27,000 in my Stocks and Shares ISA, everything I've learnt about investing was on my own, I was never taught about it through main stream schooling or even my parents

  8. I'm 28 and I'm not gonna be putting all my eggs in one basket and just saving my earnings so once I find my wife and have a family I won't ever have to say no I'm sorry we can't do this or go there, I'm gonna make sacrifices now so in 10-20 years time my little 100 plus seeded investments will grow into trees and its not meant to be easy but one day it'll be all worth it 😊❤

  9. It's actually quite sad, you've got 20yo's talking about their pensions & stuff.
    I'm not saying young people shouldn't be responsible financially but I can understand why this country has become so depressing and sad.

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