Wrong comparision! SIP is for those who have fixed monthly income and wish to invest fixed amount monthly. Lumpsum, as the term says, its 1 time , whenever one has a lumpsum which is the result of bonus or long term saved pocket money.
In this you have to realise that in Lumpsum you invest 3lakh at the beginning for 5 years but in SIP you are not investing your whole 3lakh for 5 years, Lumpsum is very volatile and need so much skills to time market SIP is so consistent no need to time market So better to do SIP and top-up your SIP whenever market correct 5 to 10 percent from top.
Go for hybrid. If you have 10000 for sip. Go for 10000 per month. But when you think market is significantly down invest lumpsum. For example 10000 per month. And 5000 when you think market is down. If we calculate all average down trends per year.. you can increase you investment by 15% and 1-3% rise in cagr.
This video is scientifically accurate. there is a researched white paper published by Ben Felix CFA who works for a wealth management firm in Canada called PWL. Ben’s research paper gather’s historical data as far data goes to prove that lumpsum beating out SIP or DCA as it’s referred in North America
Sip is best for those who don’t have the lump-sum money but only income from their monthly salary to invest
1. TVM concept is not used at all. It's needed in the long-term in these kinds of comparisons. The total amount invested in absolute terms is the same but you plug in inflation and you'll know what you missed. 2. What kind of investor educators are you if you show the people the time period from 2020? Absolutely misleading. 3. You should give proper disclaimers of what information you are intentionally misrepresenting just to create a hype in the YT short.
Lumpsum is like FD with more risk and returns, SIP is like RD with more risk and return. With same interest rate you cannot beat compounding of principle
I think the right mutual funds depends on your personal goals and timeline, i have been benefitting from a stock index funds and bond funds which has offered me stability and growth.
Investing in mutual funds offers a structured and diversified approach to building wealth, managed by professional fund managers. While there are costs and some limitations, the benefits of diversification, professional management, and ease of access make mutual funds a popular choice for achieving a variety of financial goals.
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Many times fall down in the market and come upper side then sip is good when studily go up the market then lumsum better
For lumpsum timing of market should be on your side
sip has less volatility and covers the gap in long term
Bro forget about 6% average inflation per year
So 5000 in 2nd year have 6% low value then 1st year so on in 3rd,4th,5th
To nullify inflation increase 5000 sip buy 6% per year then it will be fair comparison
Wrong comparision! SIP is for those who have fixed monthly income and wish to invest fixed amount monthly.
Lumpsum, as the term says, its 1 time , whenever one has a lumpsum which is the result of bonus or long term saved pocket money.
This completely irrelevant for lumpsum it depends when you're investing.
Mast video banaya hai
So simple n easy to understand and hillarious with the music song😂
In this you have to realise that in Lumpsum you invest 3lakh at the beginning for 5 years but in SIP you are not investing your whole 3lakh for 5 years,
Lumpsum is very volatile and need so much skills to time market
SIP is so consistent no need to time market
So better to do SIP and top-up your SIP whenever market correct 5 to 10 percent from top.
This data is very unreliable and different for which date u do sip on
Watching me who don't have nothing to invest 😂😂😂😂😂
How to know market is down? I invest in kne midcap and one flexicap
Combine lumsum+sip =buy on dips .
Go for hybrid.
If you have 10000 for sip.
Go for 10000 per month. But when you think market is significantly down invest lumpsum.
For example 10000 per month.
And 5000 when you think market is down.
If we calculate all average down trends per year.. you can increase you investment by 15% and 1-3% rise in cagr.
This video is scientifically accurate.
there is a researched white paper published by Ben Felix CFA who works for a wealth management firm in Canada called PWL.
Ben’s research paper gather’s historical data as far data goes to prove that lumpsum beating out SIP or DCA as it’s referred in North America
Sip is best for those who don’t have the lump-sum money but only income from their monthly salary to invest
Hit $200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with 14k in few months back in 2024
Lumpsum is too risky
Lumsum is better provided you are not lazy. Little bit of timing and lumsum work best .
I dont understood the stats but i enjoyed the song very much 😂❤
Which 😮is better
1. TVM concept is not used at all. It's needed in the long-term in these kinds of comparisons. The total amount invested in absolute terms is the same but you plug in inflation and you'll know what you missed.
2. What kind of investor educators are you if you show the people the time period from 2020? Absolutely misleading.
3. You should give proper disclaimers of what information you are intentionally misrepresenting just to create a hype in the YT short.
If market down continue 4 year sip beat lumpsum
Yatharth Hospital
CAGR: 153%
Small cap. Diwali Dhamaka
1000/- Cross
Lumpsum is like FD with more risk and returns, SIP is like RD with more risk and return. With same interest rate you cannot beat compounding of principle
Good showing Lmpsm vs SIP
I also started my mf journey 😊😊😊
Why to choose covid time no body inveested at yhst times sip is gold
Do both simple …..go all in all long and then start sip
FINALLY.
A company that is not just trying to sell an SIP product to me with the tired-eyed "rupee-averaging" out tirade.
Do the same for last 20 years. SIP Wins
Best example bro
I think the right mutual funds depends on your personal goals and timeline, i have been benefitting from a stock index funds and bond funds which has offered me stability and growth.
Real estate behaves like a lumpsum
Lumpsum is like Manual Transmission
SIP is like Automatic Transmission
Ye bhi to dekho ki jo 3 lakh aapne bilkul starting me lumpsum invest kiye usko aap 5 saal me invest kar rahe ho 5-5 hazar karke
DEath होने पर उसका account किसी और या nomini के नाम हो सकता है
SIP ko tumne Covid crash ke thoda phle hi start Kiya isliye SIP pe jada effect nhi dikh rha.
Agar yh thoda phle Start hoti to kahani kuch or dikhti 😅
How about the interest earned by the idle money for Sip .. that should be calculated too and added to SIP corpus
One can put 3L into FD and then withdraw slowly
Investing in mutual funds offers a structured and diversified approach to building wealth, managed by professional fund managers. While there are costs and some limitations, the benefits of diversification, professional management, and ease of access make mutual funds a popular choice for achieving a variety of financial goals.
My Take is
SIP made you to save 3 lakh and additionally it gave you 1 lakh benefit.
Lumpsom 3 lakh deposit helped you to grow your money to 6 lakh..
If you have money in hand you can go for lumpsom and if no fund you go for SIP to save some money.
Lumsum main 3 lakh pe return mil rha starting se but sip main 5000 pe
Agar aapke pass paise to starting main lumsum krke sip suru kr do
Compare XIRR instead
What about 3lakh SIP
Same I want 10 laksh chart and sip vs lumsum
Having a Lump sum amount at initial is always beneficial