My Net Worth is ₹5 Crores. Started with ₹10,000 Salary in IT

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From ₹10,000 Salary to ₹5 Crore Net Worth: Investment Strategy, Financial Freedom & Stock Market Lessons

⏰ Time Stamps
00:00 – Highlights
00:51 – How did your career and salary journey begin?
09:09 – What is your net worth and asset allocation?
14:18 – What advice would you give to someone earning ₹40,000 to ₹50,000 per month?
18:11 – What is your framework for investing in mutual funds and stocks?
26:05 – How often do you review and rebalance your portfolio?
27:42 – What was your family’s relationship with money while growing up?

In this episode of The Net Worth Show, we sit down with Boosan Babu M, a Software Engineer by profession, and finance content creator who built a net worth of over ₹5 crore.

Boosan shares his journey from earning less than ₹10,000 per month to achieving financial freedom through salary growth, disciplined investing, high savings rate, smart asset allocation, and passive incomes. His story is a practical guide for anyone looking to understand personal finance in India, how to build passive income in India, and how to create long-term wealth through the stock market, mutual funds, equity investing, debt, gold, silver, and international investments.

This conversation covers investment strategy in India, stock market India lessons, financial independence, FIRE, portfolio management, passive income, risk management, and wealth creation strategies for investors.

💡What you will learn
• How to achieve financial freedom in India through salary growth, investing, and disciplined money management
• Why savings rate matters more than chasing high returns in the stock market
• How to build multiple income sources and passive income in India
• How to create a long-term investment strategy
• How beginners can start investing in the stock market in India without taking unnecessary risk
• Why emergency funds, health insurance, term insurance, and loan repayment are important before aggressive investing
• How to think about asset allocation, portfolio rebalancing, and risk management
• Why income generation is more important than stock picking in the early years
• Practical personal finance lessons for wealth creation, financial independence, and long-term investing

📌If you’re looking to build long-term wealth, achieve financial independence, understand investment strategy, or learn how successful investors think about money, this conversation is packed with practical insights.

Subscribe to The Net Worth Show for more conversations with India’s top investors, founders, business leaders, fund managers, and wealth creators.

#MutualFundsIndia #SIPInvestment #StockMarketIndia #indmoney

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23 COMMENTS

  1. I have saved up 25 lakh rupees , I am an NRI with ZERO knowledge in investing, can someone guide me ? or are there any people in India who can help me manage these funds ? I want to diversify my portfolio.

  2. If something is too good to be true, it is !

    He said 1st crore in 9 years. 2nd crore in two years and 3rd crore in 1 year. Only if you have harry Potter' wand. Assuming market return is 15 percent on 1 crore, evening a pre tax salary of 50L , after tax & deduction you could save 35L if he lives on rice and ramen, he should have made remaining 50L from YouTube. He doesn't claim that much money from YouTube. Even if it did, that is not from investment or that is not a freaking passive income !

  3. i NEVER push finance books on people, they all make you feel broke and dumb at once. this ones different. Smart Broke Dumb Rich by Zor Veyl actually doesnt talk down to you. read it and it just clicks that most of us got handed survival advice, did everything right, then got blamed when it didnt turn into freedom. been stuck on that for days.

  4. i NEVER push finance books on people, they all make you feel broke and dumb at once. this ones different. Smart Broke Dumb Rich by Zor Veyl actually doesnt talk down to you. read it and it just clicks that most of us got handed survival advice, did everything right, then got blamed when it didnt turn into freedom. been stuck on that for days.

  5. Good one but I have a question on his statement that he made his 5th crore in 6 months and next in 5 and next it 4 . Let's take the 5th crore . So to get 1crore profit in 6 months from 4crore capital means you need to make 56% profit per year or 25% profit in 6 months , which I wonder how he is doing it by just doing investing … beating even Warren Buffet who does 20% per year .

  6. When i was your age, I had 30 rupees max in my pocket. I was happy still. I was driving tvs 50 as long i got money for petrol, i was good. I am in usa now for many years, i dont care much about money still. Everyone has a goal, keep going, i am sharing my thoughts, thats all. 😂

  7. He is not earning in INR.
    He is having more than one income.
    It is not for everyone in India. Anyone can build this portfolio if you not earning in INR but earn in Pounds which is 100x of INR. But, nothing to take away from him and good luck for him for maintain the discipline of investment

  8. Boosan one of the best , genuine tamil market influencer, his many points helped me like tax harvesting , stocks deep analysis, future about particular share…. Keep rocking boosan bro …..

  9. This is bullshit, how to have net worth of 5 crore?
    1. Work in a foreign country
    2. Easily can make 1 crore in 2-3 years with the salary, without investing
    3. If the foreign country is tax free added advantage, in Netherlands 30% gross salary is tax free and up to certain amount of salary

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