Update 6/8/26: Deal is back (ht B2)
Original Post 1/3/25:
The Offer
Direct link to offer
- Get a sign up bonus of $250 when you spend $2,500 or more within 90 days of opening a new cashRewards card from Navy Federal Credit Union.
- Also, get a 0% 1.99% intro APR on balance transfers for 12 months and no transfer fees.
Offer expires March 31, 2025.
Card Details
- Card earns either 1.5% cash back or 2% cashback on all purchases: those with credit line above $5,000 will get 2%
- No annual fee
- No foreign transaction fee
Our Verdict
Personally I’d have preferred the expired offer of $300 bonus on this card (plus Walmart+ membership which this current offer doesn’t have). But I thought it worth highlighting this offer for those who have interest in the 0% APR on balance transfers – something uncommon. (We occasionally see 0% on purchases, rarely on balance transfers.)
I’ll add this to our list of 0% APR cards. Just keep in mind that carrying a balance on a personal credit card can have big negative impact on your credit score.
It’s not necessarily worth using this card after you get the sign up bonus as there are other credit cards that offer a higher rate on everyday purchases, but the sign up bonus might be attractive to some people. NFCU is also offering a bonus of 40,000 points and Amazon Prime membership on the Flagship rewards card.
Navy Federal is only available for military and veterans – full eligibility information can be found here (plus family members. Even if they are deceased). Learn more about Navy Federal credit cards in the post Navy Federal Credit Union (NFCU) Credit Cards: List, Best Cards & Things You Must Know.
Hat tip to reader Oscar
