What would I do if I had to start over, with $0 in savings, no investments, and no financial cushion? In this video, I’m walking you through the exact money plan I’d follow to rebuild my finances from scratch. Whether you’re starting over after a setback or just beginning your financial journey, this step-by-step plan will help you move from survival mode to stability—and then to success.
👋🏾 I’m Bola Sokunbi, founder of Clever Girl Finance, bestselling author of the Clever Girl Finance book series, Choosing To Prosper, and My Wealth Plan Workbook.
What you’ll learn in this video:
– How to assess your real financial starting point
– How to cut expenses and survive on the bare essentials
– Creative ways to generate fast cash flow
– How to build a starter emergency fund (even on a low income)
– A simple budget formula that actually works
– Choosing the best debt payoff method for your situation
– The importance of rest and celebrating small wins
AND MORE
💡 This is a realistic, actionable plan for anyone rebuilding from $0.
Start where you are. Use what you have. And take the next right step.
👇 What’s the first step you’re taking this month to rebuild your finances? Let me know in the comments!
#startingfromzero #financialreset #howtobuildwealth #budgetingtips #clevergirlfinance #personalfinanceforwomen #howtobudget #payoffdebt #investingforbeginners #financialfreedomjourney
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43. Starting over after a divorce, and hugely indebted. Reading all your backgrounds is relieving. May God help us.
Letting a book lead 🫵 in life that has man's approval in guiding you through the challenges of life but it seems that she's forgetting about the real source of her fortune and thanking the world of Satan.
She's not showing her gracefullness to the real individual.. This seems to me she's a world individual. Yet with all this she is saying she's not acknowledging God at all.
🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑🤑😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭
Remember she's not bringing God into it at all or even mentioning him.👌
Good Morning. How do rebuild if my survival basic needs are more than my income coming in?
How do I sign up for a free mentorship course? Please search the link
Can I just say there is a peace that surpasses understanding radiating from your face. You are changing the world.
Wow
This was exactly what I needed, thanks!
First thing I've done after watching this video was contact and negotiate a payment plan with debt I owe. Have you made a video or have an opinion about BNPL (buy now pay later) services? I'm not sure if they exist in the in your country (as I'm from another country), but I'm thinking if it's worth closing my account.
Love you, girl! I need a CPA.
Thank you for this video ❤it’s so informative and motivating. I will start by securing a emergency fund
Thanx again for sharing this. I eat out allot. I will stop that for now and I’ll also sell a few things . My son lost his job last year so his dad and I have been paying his bills. Thank God he’s working now. Time to start from scratch.. I appreciate this information ❤
Thanks a lot mam 🙏
Very motivating. Makes me rethink my current strategy
I rather stay broke🎉🎉🎉🎉🎉
Well explained and very helpful. Thank you!
Well this is good surviving on single income
I will forgive myself first
Tq
I don’t know if I’m starting over per se, but I am looking for a different outcome. So I will be following all of these steps to put myself in a better financial position.
This isn’t about getting rich fast. Smart Broke Dumb Rich by Zor Veyl explains why the system rewards some behaviors and quietly punishes others.
I used to think people were exaggerating about this book. Then I read Smart Broke Dumb Rich by Zor Veyl myself. Now I get why it’s rarely talked about.
I didn’t finish this book feeling “motivated.” I finished Smart Broke Dumb Rich by Zor Veyl feeling aware. That difference matters.
REAL TALK: after I read Smart Broke Dumb Rich by Zor Veyl, I understood why schools and jobs never explain how money actually moves. It’s uncomfortable, but it finally makes sense.
I’ve read plenty of finance books. None of them hit like Smart Broke Dumb Rich by Zor Veyl. When you read it, you see why hard work alone keeps so many people stuck.
I picked up the book Smart Broke Dumb Rich by Zor Veyl thinking it would repeat the same advice. It didn’t. Reading it felt like someone finally explained the part everyone avoids.
GUYS… I really thought I understood money. Then I started reading Smart Broke Dumb Rich by Zor Veyl and halfway through the book I realized why everything I was taught never worked. This isn’t motivation. It’s explanation.
I scrolled past tons of people swearing by Smart Broke Dumb Rich by Zor Veyl, calling it the book “they” don’t want us reading. I was skeptical at first, but I finally gave it a chance. Honestly? I’m pissed I didn’t read it sooner. Smart Broke Dumb Rich by Zor Veyl forced me to rethink everything I thought I knew about money. It really is worth the hype.