[NY, OH, IN, PA] Northwest Bank $400 Checking Bonus

Update 8/31/26: There is a link with a $600 bonus, talks about an exclusive code but the mailer just used  REWARD600 so YMM if they filter by address or something. Hat tip to reader Dealgamer

Update 7/18/26: Bonus is now $400 (was $160) so significantly better than before. Hat tip to reader Bockrr

Update 5/1/23: Extended until June 30 2023.

Update 2/27/23: Also available in NY, OH, IN

Update 2/6/23: Deal has been extended until 4/30/2023.

Offer at a glance

The Offer

Direct link to offer

• Northwest Bank is offering a $400 bonus when you open a new qualifying checking account and complete the following requirements:
  • Use promo code GET400
  • make direct deposits totaling $1,000 or more within a single statement cycle within the first 3 statement cycles from account opening

The Fine Print

• To qualify for the $400 checking bonus, you must open a Northwest Affinity Checking, Affinity Plus Checking or Affinity Premier Checking account using the promo code GET400 by 12/31/2026 and make direct deposits totaling $1,000 or more within a single statement cycle within the first 3 statement cycles from account opening.
• Account can be opened online or by bringing this email with the promo code to a financial center; promo code must be entered at account opening.
• A qualifying Direct Deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security).
• To receive the bonus, you must meet the deposit requirements and your checking account must be open at the time the bonus is paid out. After all qualifying activity requirement(s) have been fully completed and verified, the bonus will be deposited into your new account, typically within 30 days after the statement cycle in which you satisfy the requirement(s).
• Offer is not available to existing Northwest checking account customers or to those with a Northwest checking account that has been closed within the last 12 months.
• Northwest Bank reserves the right to limit each customer to one new account-related bonus per calendar year. Eligibility may be limited based on your account type and ownership role. Bonus is subject to IRS 1099-INT or, if you do not possess a Social Security number or Individual Taxpayer Identification number, the bonus will be reported on IRS form 1042-S.
• Employees of Northwest Bank, its affiliates and subsidiaries are not eligible for this offer.
• Cannot be combined with any other offer.
• Offer subject to change, including cancellation, at any time without notice.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Affinity Checking has no monthly fees to worry about.

Early Account Termination Fee

$25 fee according to the fee schedule, 180 days.

Our Verdict

Need to know if this is a hard or soft pull to open.

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