Saving vs Investing

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22 COMMENTS

  1. Trading really threw me for a loop emotionally >>> One moment I felt like I had the market mastered, and the next I was questioning why i ever got started. I tried doing it all on my own, following online videos, but the losses keeps stacking up faster than the wins.

  2. Agr kisi ko real work krna h to mujhy inbox kre mai guide krdungi.. or asgiment work ad watching sb fake h sb mai invest kr k ik real kam mila h socha sbka faida hojae ab alhamdulillah achi earning horhi h

  3. Not just any stocks. The SP 500 annualized between 7-11% rate of return. But also comes with the fact that if you sell it when you need to use that 10k during an emergency, it becomes a taxable event and takes time before you can use it. For something like 10K (given that’s the only disposable 10k you have) a high yield savings account is better because depending on the account, you get between 3-5% rate of return, ensuring the money at least keeps up with average inflation rates and pulling the money out does not come with tax penalties

  4. Investing is great for making $$$, but if you’re gonna need your money in the near future, stick it in the bank until you need it. Historically, the stock market trends upward but there are also times it goes down. So…it you can put your money in the market and leave it there, great! But, for short term stuff, you’re really taking a gamble…the $10,000 you have today might only be worth $8,500 when you really need it three months from now.

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