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This from the guy telling people to do everything in their power to not spend money
OTOH just buy much less expensive furniture, which depreciates rapidly, and that gives you a way higher return than anything you would have invested in.
i mean if its similar price and no interest sure why not i do this with tech stuff i need
Making payments on furniture is dumb as hell
Its absolutely worth your time, when you watch the pennies the dollars will take care of themselves
i just buy bean bags from Walmart
15k at 10% for 36 mo is over 4k in growth. That doesn’t sound like picking up pennies to me.
This is coming from gram? 😂
If you are good with debt management and you have 0% offer, why not take it. As long as you know how to manage your money and wont get into trouble.
Does Ashley report to credit bureaus still? Because it’s a stupid easy way to maintain credit,
I hate financing for small to mid expenses, because it's hard to keep track. Was it on 10 or 12 months? Are they charging me an extra month? It becomes impossible to verify my credit card statement in a glance.
Says the guy who….
If he does enough of those moves over time they stack to nice chunks of cash.
Graham has a point. Yea, the furniture is nice, but if you can afford to take the hit and pay it all up front, why wouldn't you? I'd rather own something as necessary as furniture than borrow for a good price
Yeah my thoughts would be what if it ended and you went bankrupt…and now you have all this debt you decided bot to pay off 😆
The interest is added to the value of the furniture… clown show 🤡
Shi finding 1 penny a day on the floor equates to 3.65 cents 😂 stay broke boy!
Graham accusing someone of being cheap is ridiculous 😂
That furniture isn't worth what you pay, that sticker is just the finance price baked in lol, doesn't this guy flame woman for bad financials. People need to wake up to the fact nothing is free or done for your benefit unless its genuine voluntary effort.
Buying a $1,000 dresser at 0% and paying $250 for 4 months is at best getting you a couple bucks in interest if you invest the rest but you should just be investing anyway.
Says the guy who licked a moldy bagel for $15…
It’s baked into the cost of the product
That’s the difference between a saver mentality vs investor mindset
Says the guy who licked a moldy bagel for $15…..
It's never 0%
Wow someone is finally confused about this guys nonsense, good to see!
Graham clobbering Caleb is pure excellence
0% financing has all the interest loaded into the cost of goods lol. Hammered
This coming from a guy who won’t spend money on a good sofa. His house looks like a clearance rack at Ashley.
This guy had a place in Flint Michigan. I know I’m personally they’re not bad but now they sold out the company. They moved out warning apartments complex
Nothing is 0%. Think about it. As an investor would you invest in an asset that has all the risk with a guaranteed 0 return??
youre both cringe grifters
0 % Yea Baby 😮😅😊 on Furniture 🪑 and 🛌
Getting Ashley furniture is the biggest L lmfao
I have done this for years on my cards, both personal and Home Depot…did entire remodels and financed over 12 months 0 %..the card I am using now 23k limit with 0% for a year..its worked for me and I dont use my other cards or credit lines.make a minimum and the rest earning 5 % money market…mabey chump change but I haven't paid interest in 10 years…cash sales or interest free cards….get a clue graham
He doing it for the love of the game
Zero interest gets me every time but I pay it off at least 3 months before scheduled last payment.
If it is not a bill I am not spening money on it. I don't care it is at 0% or not.
Sorry bud picking up pennies is worth you time, if he's saving and being eco ur the dumb one for not understanding. Very funny he asks if it's worth when explaining that hes actually making money off it
Coming from a guy who orders a side of cream cheese at a sushi restaurant so he can save a few bucks
Yes of course free money
Doing 0% financing and investing the money is a good idea. but the problem here is that the interest is basically built in to the prices of ashley's garbage furniture. cashing out at ikea or somewhere with better value, or even using a credit card with a low rate, would be better
Youtubes 2 biggest skeezers when it comes to money saving a couple of bucks
bro i see you commenting on x posts for like $20 giveaways lmao
Beside a broadcast what else do you do
If graham finds you a little too stingey, that kinda does have weights ngl.
Said the guy that licked a moldy bagel(?) for 5 seconds for $15 because the “per hour” wage that comes out to was worth it 😂
Buying furniture 😂everything in my house was free and all nice furniture