U.S. Bank Converting Kroger Cards to Smartly Visa
U.S. Bank says its partnership with Kroger is ending, and Kroger cardholders will be converted to the U.S. Bank Smartly™ Visa Signature® Card between August and October 2026. The replacement card has no annual fee and earns an unlimited 2% cash back on all eligible purchases.
As an appreciation bonus, converted cardholders will earn an additional 1% back at grocery stores, gas stations and EV charging stations for 12 months, bringing the total return in those categories to 3% during the first year. Existing balances, credit limits and rewards will transfer automatically, but cardholders will receive a new account number and expiration date.
One Kroger-specific perk will disappear. The additional 5 cents per gallon at Kroger Fuel Centers ends once the new Smartly Card is activated.
Existing Boost memberships will remain valid through their current expiration dates. Check your expiration date online or call 1-800-576-4377 for more information.
