Unlimited Capital One Spark Cash Plus Bonus, Earn $2,000 or More During First Year

Capital One Spark Cash Plus $2,000+ Bonus

Capital One has launched a bonus for new Spark Cash Plus customers, offering $2,000 or even more for the first year. This bonus is broken down in two parts. You get $2,000 once you spend $30,000 in the first 3 months, and then $2,000 for every $500,000 that you spend during the first year.

The Capital One Spark Cash Plus provides flexible purchasing power with no preset spending limit, coupled with unlimited 2% cash back rewards. And now, new customers can earn a market-leading sign-up bonus of up to $3,000 when they use the card for their business expenses.

The Capital One Spark Cash Plus card rewards business owners for every purchase, and cardholders can also earn $150 annual fee refunded every year you spend at least $150,000. This pay-in-full card has no preset spending limit, so it can adapt to businesses’ needs based on their spending behavior, payment history, credit profile and other factors. Even though it is technically a cash back card, you can convert the cash back to miles if you have another eligible miles earning card. Let’s go over the details of this new bonus.

Early Spend Bonus

• For a limited time, earn $2,000+ cash bonus;
  • Earn a $2,000 cash bonus when you spend $30,000 in the first 3 months. 
  • Earn an additional $2,000 bonus for every $500,000 spent in the first year. 
• $150 Annual Fee (Get fee refunded every year you spend at least $150,000)
• DIRECT LINK

Card Details

• Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions.
• Pay-in-Full Card. There’s no APR because your balance is due in full every month. Otherwise, you’ll be charged a 2.99% monthly late fee.
• Spark 2% Cash Plus adapts to your needs based on spending behavior, payment history and credit profile.
• Earn an annual $150 cash bonus every year you spend $150,000 or more.
• No Foreign Transaction Fees
• Add free employee cards
• Extended Warranty
  

Guru’s Wrap-up

The Capital One Spark Cash Plus card is offering an unlimited bonus for high spenders. The best part of the offer is the $2,000 cash bonus when you spend $30,000 in the first 3 months. 

After that, you can earn a $2,000 bonus for every $500,000 that you spend during the first year. That’s just an additional 0.4X for all your spend. So that’s not something worth chasing unless you are already have millions in business expenses. 

As for benefits, the card doesn’t offer a whole lot for the $150 annual fee. At least employee cards are free and there are no foreign transaction fees. Plus this card shouldn’t count towards your Chase 5/24 status.