2025.8 Update: The new welcome offer is 30k, which is the best offer after changed to 0 annual fee.
2024.9 Update: The following are changed on Sep 9, 2024:
- The annual fee is lowered from $95 to $0!
- $30 streaming credit is removed.
- Cell phone protection is removed.
- The points redemption value via “Real-time Rewards” is unchanged! It’s still 1.0 cent/point.
After the revamp, this card has become an excellent card: not only does it offer solid cashback, but it also gives you 4 annual visits to Priority Pass lounges—including access to participating restaurants—all with no annual fee. What more could you ask for?
Application Link
Benefits
- 30k offer: earn 30,000 bonus points after spending $1,000 in first 90 days. This is the best offer after changed to 0 annual fee.
- Points are worth 1.0 cent/point (fixed value) via “Real-time Rewards”. So the 30k highest sign-up bonus is worth $300. Note that you can’t transfer the points to US Bank Altitude Reserve to increase points value.
- Earn 5x points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center; Earn 4x points on travel, at gas stations and EV charging stations; earn 2x points at grocery stores, grocery delivery, dining, and streaming services; earn 1x point on all other purchases.
- 4 free visits to Priority Pass Select (PPS) lounge per Priority Pass Select membership year (not Cardmember year). You can also bring guests, but they count towards the visit times.
- Up to $100 credit for Global Entry or TSA Pre application fee.
- No foreign transaction fee.
- No annual fee.
Disadvantages
- The credit cards from US Bank are hard to get approved.
Recommended Application Time
- We recommend you apply for this card after you have a credit history of at least two years and you are very comfortable with the credit card game.
Summary
After the revamp in 2024, this card has become an excellent card: not only does it offer solid cashback, but it also gives you 4 annual visits to Priority Pass lounges—including access to participating restaurants—all with no annual fee. What more could you ask for?
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After Applying
- To check the application status, you can visit this webpage or call (800) 947-1444. If you see the 7-10 days message, it just means they will do a manual review and the outcome could be either approved or denied.
- US Bank reconsideration line: (800) 947-1444.
Historical Offers Chart
Application Link
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