[YMMV] American Express Gold Signup Bonus: 90,000 Points + Up To $50 at Restaurants


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Update 5/17/24: Some people are seeing 75k + $350 when clicking this link incognito.

Update 5/14/24: There is another variation that is 75k points + $250 back at restaurants.

The Offer

No direct link, offer is available via select referral links

  • Signup for a new American Express Gold card and get a special welcome offer of 90,000 Membership Rewards points. Also receive 20% back in statement credits on restaurant purchases worldwide, up to $50.

The Fine Print

  • You may not be eligible to receive a welcome offer if you have or have had this Card the Premier Rewards Gold Card, the Platinum Card®, the Platinum Card® from American Express Exclusively for Charles Schwab, the Platinum Card® from American Express Exclusively for Morgan Stanley or previous versions of these Cards. You also may not be eligible to receive a welcome offer based on various factors, such as your history with credit card balance transfers, your history as an American Express Card Member, the number of credit cards that you have opened and closed and other factors. If you are not eligible for a welcome offer, we will notify you prior to processing your application so you have the option to withdraw your application.

Card Details

  • Annual fee of $250 NOT waived first year
  • Card will earn at the following rates:
    • 4x points at Restaurants
    • 4x points at U.S. supermarkets (up to $25,000 in spend per calendar year)
    • 3x points for flights booked directly with airlines
    • 1x points on all other purchases
  • $120 dining credit. This is a $10 monthly credit that can be used at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Shake  Shack
  • No foreign transaction fees
  • $10 in monthly UberEats credit
  • Full American Express Gold card review can be found here.

Our Verdict

While there have been instances of better offers on the AmEx Gold card, this a solid offer for someone who can get it to show. It seems to be that select referral links will consistently show this offer while others will show a lower 60k+$50 offer instead. It’s possible that some people will be able to get this 90k+$50 offer without using a referral link, let us know if you do.

Do not post your referral in the comments below. These comments will be trashed and might affect your ability to comment in the future. 

Hat tip to reader Usher



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