[YMMV] PayPal: 20% Cashback When You Pay In 4 (Terms Changed)

Update 11/26/25: Terms have changed significantly:

• Limited to one purchase now up to $1,250
• Ends on 12/2

If you’ve already used the offer I don’t think you can do it again. 

The Offer

• PayPal is offering some account holders 20% cashback when you pay in 4 (limit of $1,250 in spend per transaction). Valid until 12/8/25

Our Verdict

Offer reverts to the old 5% back deal on 12/9. Suspect this will hit the cap quickly.

Hat tip to reader Ryan