If you genuinely want to change your life, fix your financial problems, and build wealth—this is the 6-month playbook you need to follow.
GET HELP FROM RAMIT
📙 Order my new book, Money For Couples:
🎤 Get tickets to my LIVE tour:
💸 Conscious Spending Template:
📗 Get the 1st chapter of I Will Teach You To Be Rich, free:
✍️ Get the 1st chapter of my journal, free:
▶️ Watch “Do THIS When You Get Paid (Paycheck Routine)”
▶️ Watch “How to Negotiate a $10,000+ Raise”
Ramit Sethi is the host of Netflix’s “How To Get Rich” and New York Times bestselling author of “I Will Teach You To Be Rich.”
Find Ramit on Instagram:
Subscribe so you don’t miss any of Ramit’s videos:
CHAPTERS
00:00 Introduction
00:55 MONTH 1: Build the Foundation of Your Rich Life
06:33 MONTH 2: Build a Moat
10:52 MONTH 3: Build Wealth Like a Pro
19:57 MONTH 4: Conquer Your Money Psychology
24:55 MONTH 5: Negotiate Everything
30:01 MONTH 6: Scale up Your Rich Life
source
Investments instruments here is for USA folks
Did anyone became rich in 6 months following this video?
I'm staring down the barrel of likely unemployment in the next few months so I have been watching a lot of these types of videos. After watching this, I realized I have been doing it right for long enough that I could legitimately take off the next 2 years and still be financially ok. Not ideal, but ok. My wife and I utilize a very similar plan and have amassed a decent nest egg and safety net. Do it folks, it works.
Great tutorial, but for those of us living in the UK, rent alone takes more than 50% of my salary for a one-bed property. By the next day, there’s almost nothing left. All of this feels quite far-fetched at the moment. Zvaizvezvi , I’m just focused on surviving. Great lesson
Thank you Ramit!! I already had a budget spreadsheet and whatnot in place with a serious plan to pay down/eliminate debt, but some of your tips have just saved me thousands of dollars for 2026. I contacted my bank about my credit card interest rate and they got me a new card instead, for a reduction of 8% in the interest rate and a lower annual fee, as well as a lowered limit, and then they lowered my LOC interest rate by 4%! My husband and I cut $75 from our monthly internet/TV bill, cut out a bunch of subscriptions (some of the platforms are offered "free" (included) with various providers), and I got my cell phone bill lowered, as well.
can you make a video on for teenagers in their 20's trying to becoming successful and want to get stable in their life make family proud want to take the responsibilities on their shoulders to manage their finances to get that wealth i am 22 btw having many dreams living in india ive watched that series of yours on netflix about finances but getting confused continuously about how to do what to do exactly wanting to make a house mostly in between my 25-27 started SIP with step up in every six months seeking mostly certifications skills like research analyst and in equity derivatives because of some family financial problems couldnt complete my studies and started a job 2years back now got a chance to complete academics doing that already but how smartly can do something more things to get that manifestations and dreams of mine doing thinking already a lot of things searching the contents related to this but somehow eventually got confused so please can you guide us sir through a specific video so that i can get a way to think to get that job or to make the business how can i change my life how can i make myself better want to achieve a lot in my life
I love your delivery. You crack me up!
This is great!
0:03 Build the foundation of your rich life!
1.) I have more time and energy
2.) I don’t work
3.) I have house keeping once a week
4.) travels 3-4x year
5.) health care- massages, skin treatments, spa appointments
6.) mani pedi monthly
7.) having a paid for house and land in a warm climate
🎉
do u help Canadians ?
Since I let credit cards go not paying to pay my mortgage should I call credit cards negotiate then pay off? I have almost year of not paying so fees accumulated
Is the Canadian equivalent of a Roth IRA and a 401k basically a TFSA and a company-matched RRSP?
Love this info. Can you break down 403b vs 401k from employers and benefits if you don’t have the option of the 401k. This could help many, especially myself.
I might need to sell the Lamborghini. I will still have 9 left but sometimes you need to sacrifice.
Love your messages! I am 74, have my own home(not paid for), $1000. medical debt, SS, some etfs, and some cash to invest. Should I invest in Index funds? or High yield savings account? Working on a short term rental of my basement. Retired for 3 yrs. now, starting to feel the pinch. Your advice please!
Who came after 6 months?
Ramit te encanta gritar!!! 😂😂
I am curious about what your thoughts are on updating w4 with half of your expected itemized deductions to get higher paycheck throughout the year, over waiting for the lump sum during tax season. This is with only mortgage as debt, and currently working on building emergency fund.
Thank you for your help🙏🏼🙏🏼🙏🏼
❤❤
The 🐐 of personal finance.
Such a ingenuine title. Not gonna become rich in six months. click bait is all. And your interviews have become so condescending.
I called my credit cards today and they both said no to lowering interest 😢