Buydown On Conventional, VA, And FHA Loans


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Our buydown loans offer a reduced interest rate for the initial one or two years, with the seller covering the cost. Take advantage of offering our 2-1 and 1-0 Buydown program to provide borrowers with the opportunity to secure a lower interest rate for the first one or two years. This program allows borrowers to benefit from reduced monthly payments and potentially save money in the long run.

  • 30-year Fixed Rate Mortgages
  • Eligible for Primary Residences only
  • Includes Single Family Residences, PUDs, and Condos
  • Available for FNMA and FHA loans
  • High Balance option available
  • FNMA HomeReady program option available
  • Applicable for Purchase Transactions only
  • Terms include 24 months (2-1) and 12 months (1-0)
  • Borrower(s) qualification based on Note Rate, not buydown rate
  • Buydown cost covered by Seller/Builder concessions
  • Seller concessions vary depending on the loan program

Contact us to learn more about our buy-down program and how it will surely save you interest money in the first 2 years.


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