If I Started Investing in 2026, This Is What I’d Do

👍💯♥️♥️

Is it even possible for a normal person to make money trading, or is it just a massive trap? I've been grinding for 9 months straight, testing endless strategies, watching hours of videos, and every trade still ends in a loss. The market moves the exact opposite direction the second I enter a position. I'm down to my last few dollars and mentally drained. Thinking about closing all my accounts and calling it quits for good.

Nice Video. But i would like to share my experience too… From $1,000 to $15,000 Trading BTC..

Three months ago, I started with $1,000. Through discipline, proper risk management, and the strategy my mentor, ALEXIS EDNA, taught me, I grew it to $15,000. Results aren’t guaranteed, but staying patient, following a plan, and managing risk made a big difference.

I’m 39 and planning to retire in 15 years. Is it good to put 177k into SCHG, or 70% into SWPPX and 30% into SCHG?

Consistent and patient is key

My portfolio has been hit hard this year. I have about $550,000 invested across stocks and ETFs, and I’m down more than I expected. Im looking for ideas on how to reposition before things get worse.

The stock market is expensive. You are paying way to much based on (PE).

One thing im confused on, when its said once you have 100k then compounding takes effect etc, is that 100k in one etf like the S&P 500 or is it 100k accross your whole portfolio?

Something is off with these comments. Multiple people saying the same thing on several of these posts. The amount of money changes but the same statement is said…

Being in the Discord and getting into trading is honestly changing my life. I started with just $5,000 and flipped It to $21,400 in a week. It might not be huge to some people, but that kind of growth means a lot to me.

Hi

everything's good until the economy crash. then all these big return stocks go right down the toilet.

12:59 Everyone keeps repeating that nonsense. Look at every politician, every CEO, every family member or friend of those people and what do you see? You see them consistently predicting the market.

I'm 56 this year. Last month alone, I made $82,000.
But surprisingly, the money wasn't what brought me to tears. The moment that hit me hardest was sitting around one dinner table with my entire family, sharing a meal after everything we had survived together, There were years when I genuinely believed life had nothing left for me.If you're struggling right now, keep going. Life can change faster than you think. One season can completely rewrite your story.

Nice

Lol at 2-3% inflation

I always used to talk down on people who supposedly "Teach us" stuff on things like this.But this dude explains it like nobody else. Can anyone vouch for his courses ? are they legit ? did you really learn alot ? i need answers LOL

Retired at 48, earning 45K biweekly… but honestly, the money isn't even the highlight. What means the most is having a family that stood by me when life was tough. I'm living the life I once prayed for. If you're still fighting your battles, don't lose hope — your season is coming. ❤️

yeah that inflation example really hits home when you see how cash loses value over time ive been keeping things moving with my era wallet as part of the plan

iʼm buying this. Incomming or 10x… pure promo, just here to sell… crypto is going down, trust your own analysis…Ur buying iʼm….SELL NOW….SELL NOW, INCOMMING CRASH TODAY

I wanna sleep good like anybody else dont wanna work for the rest my of life can got send an angel here to help me out build my money up by buying stock lol

Feeling inspired after this. I've been thinking a lot about early retirement lately. Does anyone here have firsthand experience achieving financial freedom earlier than expected?

I am 37 this year. Last month alone I made $100k but the moment that made me cry wasn't the money – it was seeing my whole family around one dinner table after everything we survived together. There were years I truly thought life was over for me. Keep fighting. Your current situation can change in one season.

Thanks for sharing the great video with everyone. I'm a beginner investor and currently investing mainly in VOO for the long term. Do you think that's a good choice for someone starting out, or would you suggest adding anything else? ❤😊

Finally stopped overtrading after 2 years lol. It's crazy how much my pnl changed just by waiting for the right liquidity sweeps like Veronica Funchess taught me. If you're still staring at charts for 10 hours a day and losing, you're doing it wrong, quality over quantity every time.

I was stuck in that same cycle until I found Steven Cavagnaro. He’s the only mentor I’ve seen who breaks down 1-minute scalping with structure, not just flashy wins. He teaches exact entry timing, stop placement, and risk control so you’re not just guessing.

Nice

I don't make a lot of money is it still possible to invest leys say 100$ every 2 weeks in to something or several?

If you're trading at random times during the day, you're just donating money to the banks. The market only has real intent during specific session opens. I stopped looking at the charts all day and started focusing on the first 90 minutes of London and New York. That's where the high probability volume is. Time is more important than price.

I was recently laid off from my truck driver job with Pepsi. Even though I was the driver of the year, they go by seniority. I was so embarrassed to tell my family, now I'm studding several hours per day (7days p/ week) and starting to be profitable, however not consistent. Some days I lose $50, and yesterday I made $2300, most days I make between $200-$300. My goal is to never have to work for anyone again.

I appreciate this video a lot! Solid crypto guidance really changed the game. I managed to hit $21k in gains within just 28 days. Couldn't be happier right now!

I made over 1m this year …i absolutely need to find some assets or business next year to mitigate my taxes. I'm dedicating next year to doing just that. I can't be paying all these

I'm a long term investor, I withdraw my profits of over 72k (seventy two thousand dollars) during the Christmas and New Year period.

An *expense ratio* is the yearly fee that a mutual fund or ETF charges to manage your money.

It is shown as a **percentage of your investment**.

For example:

* Expense ratio = *0.10%*

* You invest = *$10,000*

You would pay about *$10 per year* in fees.

The fee is usually taken out automatically from the fund, so you do not get a bill.

—

# Why Expense Ratios Matter

Even small fees can reduce your long-term growth.

Example over many years:

| Expense Ratio | On $100,000 Invested |

| ————- | ——————– |

| 0.03% | about $30/year |

| 1.00% | about $1,000/year |

That extra cost keeps compounding against you.

—

# Typical Expense Ratios

## Low-Cost Index Funds / ETFs

Usually:

* 0.00% – 0.20%

Examples:

* Vanguard index funds

* Fidelity Investments index funds

* Charles Schwab ETFs

These are popular with long-term investors because fees are low.

—

## Actively Managed Funds

Usually:

* 0.50% – 1.50% or more

These funds have managers trying to “beat the market,” so costs are higher.

Some perform well, but many do not outperform low-cost index funds after fees.

—

# Easy Way to Think About It

Expense ratio is like:

> “How much of my investment growth am I giving away every year?”

Lower fees generally help investors keep more money.

—

# Quick Example

If two funds both earn 8% before fees:

| Fund | Expense Ratio | Your Net Return |

| —— | ————- | ————— |

| Fund A | 0.05% | 7.95% |

| Fund B | 1.00% | 7.00% |

Over 20–30 years, that difference can become very large.

—

# Good Targets for New Investors

Many beginner investors try to stay near:

* Under *0.20%* for index funds

* Under *0.50%* if actively managed

* Be cautious above *1.00%*

—

# Where You See Expense Ratios

You can find them:

* On ETF or mutual fund pages

* In brokerage apps

* In retirement plans like 401(k)s

Look for:

* “Expense Ratio”

* “Net Expense Ratio”

* “Annual Fund Operating Expenses”

—

# Common Beginner Mistake

A lot of new investors focus only on:

* past performance

* dividend yield

* stock price

…but ignore fees.

Fees are one of the few things you can control.

—

# Simple Analogy

Imagine two buckets filling with water:

* One bucket has a tiny leak (0.03%)

* One has a bigger leak (1.00%)

Both get the same water, but one loses much more over time.

That is what expense ratios do to investments.

What do you think about investing in acorns

Given the current volatility in the stock market, I believe investors should divert their attention to lesser-known stocks. With 35% of my $270k portfolio invested in stocks that have sharply declined from their previously high status, I find myself at a loss on how to proceed, feeling overwhelmed by the situation.